IoD Corporate Health Plan

Additional Module: For Kids

A child’s illness can be a worrying and stressful time for a parent, resulting in a lack of focus at work and time taken off to look after their little ones.

So why not opt to provide cover for your employees’ dependent children* too?

For just an extra 15p per employee, per week, you can select For Kids cover for those employees with dependent children. Or alternatively, you can select cover for your whole workforce at a discounted premium of 7p per employee, per week.

Corporate paid weekly premiums Level 1
15p		 Level 2
15p		 Level 3
15p
Dental (100% reimbursement, per benefit year) up to
£60		 up to
£120		 up to
£225
Dental Trauma (100% reimbursement, per benefit year) up to
£180		 up to
£360		 up to
£675
Optical (100% reimbursement, per benefit year) up to
£60		 up to
£120		 up to
£225
Therapy Treatments (100% reimbursement, per benefit year) Physiotherapy Acupuncture Chiropractic Homeopathy Osteopathy up to
£150		 up to
£300		 up to
£550
Consultation (100% reimbursement, per benefit year) up to
£200		 up to
£400		 up to
£750

*A dependent child is defined as: resident in the UK, Channel Islands or Isle of Man for a minimum of six months each year and is your employee’s child, or their partner’s child, a child that your employee/their partner have legally adopted or have legal guardianship of and are under 18 years old and unmarried and living with your employee or be financially dependent on them.

Key Features

  • 100% reimbursement, up to set limits
  • Children’s pre-existing medical conditions are covered
  • Available on a corporate paid basis or employees can purchase For Kids on a voluntary basis by paying an additional premium by Direct Debit
  • Immediate cover – employees can claim for their children as soon as their cover starts*
  • Benefit allowances are shared between children
  • Children will receive For Kids cover on the same plan level chosen for staff
  • If employees choose to upgrade their level of cover, their For Kids cover will be automatically upgraded to the same level – at no extra cost!
  • Consultation benefit may be used to help cover the cost of an MRI, CT or PET scan
  • Therapy Treatments benefit is a combined total for all treatments and can be used for any one or combination of treatments

*Terms and Conditions apply