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IoD Corporate Health Plan

Additional module: For Kids

A child’s illness can be a worrying and stressful time for a parent, resulting in a lack of focus and time taken off work. For Kids cover could be a valuable aid to recruitment and retention by providing therapy treatments and diagnostic consultations for your employees’ children, as well as providing cash benefits towards the cost of their dental and optical expenses!

For Kids cover: at a glance

For just an extra 20p per employee, per week you can provide cover for your employees’ dependent children* too.

  • 100% reimbursement on cash benefits, up to set limits
  • Children’s pre-existing medical conditions are covered
  • Immediate cover – employees can claim for their children as soon as their cover starts

Benefit allowances are shared between your dependent children. For Kids cannot be purchased independently of a corporate paid Westfield Healthcare Plan and is available on a corporate paid basis only.

Benefits Level 1 Level 2 Level 3
Optical
(100% reimbursement, per benefit year)
up to £60 up to £120 up to £225
Dental
(100% reimbursement, per benefit year)
up to £60 up to £120 up to £225
Therapy Treatments**
(100% reimbursement, per benefit year) Physiotherapy, Acupuncture, Osteopathy, Chiropractic
up to £150 up to £300 up to £550
Consultation
(100% reimbursement, per benefit year)
up to £200 up to £400 up to £750


Link: About the planLink - Benefits & Services

* A dependent child is defined as: resident in the UK for a minimum of six months each year and is your employee’s child, or is their partner’s child, a child that your employee/their partner have legally adopted or have legal guardianship of and are under 18 years old and unmarried and living with your employee or be financially dependent on them.

** In the case of therapy treatments, the amounts shown represent a combined total for all the treatments. This amount can be used for any one, or combination of treatments.

More information on each healthcare benefit, including details of limitations and exclusions, can be found in the Benefits Rules. The Benefit year is a 12-month period from the date the employer registered with Westfield Health to provide the plan.

For Kids cover is only available as part of your IoD Corporate Health Plan.