Good4you Health Cash Plan

Our health cash plan is a great way to help you budget for you and your family's essential health costs, as well as for those more unexpected health issues too.

Applying is easy

  1. Choose the best level of cover for you from the table below
  2. Click the Buy button
  3. Enter your details and we will process your application

Claim as soon as your cover starts

  • Apply today to benefit from immediate cover, with no waiting periods (except for Maternity/Paternity/Adoption)
  • Your cover will begin as soon as we’ve processed your application and confirmed your start date

Most
popular
Level
Price per month
Level 1
£5.65
Level 2
£11.75
Level 3
£17.45
Level 4
£24.40
Level 5
£35.70
Money Back
Optical 2yr 100 Up to £45 Up to £90 Up to £145 Up to £205 Up to £291
Money back towards sight tests, prescription glasses, prescription sunglasses, contact lenses, contact lens solution and more.
Dental 1yr 100 Up to £31 Up to £73 Up to £115 Up to £154 Up to £225
Money back towards check ups, technicians fees, treatments, dentures and more.
Dental Trauma 1yr 100 Up to £62 Up to £146 Up to £230 Up to £308 Up to £450
Money back towards dental treatment as a result of accidental injury.
Chiropody 1yr 75 Up to £35 Up to £75 Up to £115 Up to £155 Up to £225
Money back towards chiropody treatments.
Consultation 1yr 75
Shared between you, your partner & your children.
Up to £70 Up to £135 Up to £290 Up to £390 Up to £575
Money back towards diagnostic consultations. Treatments are also covered on Levels 3, 4 and 5.
Therapy Treatments 1yr 75
Physiotherapy, Acupuncture, Chiropractic, Osteopathy.
Up to £200 Up to £425 Up to £625 Up to £850 Up to £1,250
Money back towards therapy treatments.
Homeopathy 1yr 75 Up to £35 Up to £70 Up to £100 Up to £150 Up to £200
Money back towards homeopathy treatments.
Home Care 1yr 75
Shared between you & your partner.
Up to £125 Up to £275 Up to £450 Up to £625 Up to £900
Money back to help cover the ‘Package of Care’ commissioned by your Local Authority.
Surgical Appliance 1yr 75 Up to £55 Up to £125 Up to £175 Up to £230 Up to £335
Money back towards prescribed surgical appliances.
Health Screening 2yr 75 - - - Up to £115 Up to £150
Money back towards full health screening, well-woman screening, well-man screening, breast screening, heart disease screening and bone density screening.
Cash Payouts
In-patient 1yr
Per night, up to 20 nights per year.
£11.50 £22 £38 £55 £77
Fixed cash payout following an in-patient stay in hospital.
Day Surgery 1yr
Per day, up to 10 days per year.
£13 £24 £42 £61 £85
Fixed cash payout when you are admitted as a day case patient.
Recuperation 2yr £50 £130 £220 £270 £440
Fixed cash payout when you are discharged following an in-patient stay of 14 consecutive nights or more.
Maternity / Paternity / Adoption 1yr
Per child.
£55 £115 £195 £265 £385
Fixed cash payout following the arrival of a new baby/adoption of a child.
Health and Wellbeing
DoctorLine™
For you and your family.
Y Y Y Y Y
24/7 telephone/webcam service for you and your family to speak to a fully qualified UK GP at a time convenient to you, wherever you are in the world.
Best Doctors®
For you and your family.
Y Y Y Y Y
Access for you and your family to an expert second medical opinion service.
24 Hour Counselling and Advice Line
For you and your family.
Y Y Y Y Y
Access for you and your family to our 24/7 telephone service offering guidance on medical, legal and domestic issues.
Health Club Concession Y Y Y Y Y
Discounted membership at local gyms.
Personal Accident / Accidental Death - - £15,000 £25,000 £50,000
Accidental Death fixed payout.
Personal Accident / Permanent Disability - - Up to £15,000 Up to £25,000 Up to £50,000
Permanent Disability fixed payout.
Level Level 1 Level 2 Level 3 Level 4 Level 5
Money Back - Shared between your dependent children
Optical 2yr 100 Up to £45 Up to £90 Up to £145 Up to £205 Up to £291
Money back towards sight tests, prescription glasses, prescription sunglasses, contact lenses, contact lens solution and more.
Dental 1yr 100 Up to £31 Up to £73 Up to £115 Up to £154 Up to £225
Money back towards check ups, technicians fees, treatments, dentures and more.
Dental Trauma 1yr 100 Up to £62 Up to £146 Up to £230 Up to £308 Up to £450
Money back towards dental treatment as a result of accidental injury.
Cash Payouts - For each dependent child
In-patient 1yr
Per night, up to 20 nights per year.
£5.50 £9 £16.50 £21 £33
Fixed cash payout following an in-patient stay in hospital.
Day Surgery 1yr
Per day, up to 10 days per year.
£6 £10 £18 £23 £36
Fixed cash payout when you are admitted as a day case patient.
Recuperation 2yr £30 £70 £110 £135 £220
Fixed cash payout when discharged following an in-patient stay of 14 consecutive nights or more.

 

Key
  • 1yr 1 year benefit period
  • 2yr 2 year benefit period
  • 75 75% money back
  • 100 100% money back

The featured premiums include Insurance Premium Tax at the current rate and are subject to review in respect of any changes in taxation.

In the case of Therapy Treatments, the amount shown represents a combined total for all the treatments. This amount can be used for any one or combination of treatments.

More information on each benefit and service, including details of limitations, exclusions and any qualifying periods, can be found in the Terms and Conditions.

Who can apply?

You are eligible to apply for the Good4you Health Cash Plan if you are aged 16-65 (i.e. not yet 66), a resident of the UK, Jersey or Isle of Man for a minimum of 6 months each year and are not a professional or semi professional sports person.

(Don’t worry when you reach 66, your cover will continue).

Can I apply for family cover?

Your partner can have cover under his or her own policy. By doing so, as a couple you will have double the benefit allowances to use for your dependent children.

Can I opt out of the plan if I change my mind?

Yes, you have the right to cancel at any time. Your policy also contains a 14-day cooling off period from the date we accept your application. If you change your mind during this time, providing that you have not made or intend to make a claim, we will refund your full premium.

Can I increase or decrease my level of cover after I have joined?

Yes, absolutely. The Good4you Health Cash Plan is very flexible. If you wish to change levels, simply call us and we will make the necessary arrangements (this is subject to the terms and conditions of the plan).

Why do I have to wait 3 or 6 months before I can claim?

Join online and your qualifying periods will be waived, so you can start claiming as soon as your cover starts.

If you apply for cover outside of a special offer we'll ask you to wait a short qualifying period before you can claim on most benefits. You can enjoy some of your benefits such as DoctorLine™ and Health Club Concession straight away.

This is in place to maintain the viability of our products and ensure our policyholders can enjoy affordable health plans, backed by award winning customer service. As a not for profit organisation we re-invest in our products and services, ensuring we offer the very best products on the market.

The length of qualifying period depends upon your level of cover and the benefit you are claiming. See section 4, terms and conditions within the Plan Guide.

What if I have any pre existing medical conditions - will I be covered?

Pre-existing medical conditions are not covered for any benefit other than for Optical and Dental. For further information, please see section 1, in the full terms and conditions of the Plan Guide.

When will my premiums start?

This depends upon the date that we register you as a new policyholder. We usually debit premiums on the 7th of the month however you may, if you wish, request an alternative date to suit you. We'll write to you confirming the date of your Direct Debit.

Where does it tell me exactly what I can and cannot claim for?

The Benefit Rules within the Plan Guide tell you everything there is to know about what you can and cannot claim for under each healthcare benefit. The Benefit Rules also details how you access DoctorLineTM, Best Doctors®, Health Club Concession and 24 Hour Counselling and Advice Line.

How do I claim?

Claiming is easy - simply receive and pay for your healthcare treatment as normal. Complete a claim form and send it to Westfield Health, together with your receipt or other supporting information. We aim to process 100% of correctly presented claims with four working days and pay the money directly into your bank or building society.

For optical, dental and chiropody benefits, you can even claim online. Just register and sign in to My Westfield.

For further information on how to claim, please refer to section 7, general terms and conditions in the full Plan Guide.

Can I go to any practitioner for treatment?

In order to help protect the interests of our customers, we do require that you receive diagnosis or treatment from a fully qualified GP, Consultant or Practitioner who is registered with, or a member of, the relevant professional body as specified in the Definitions section within the Plan Guide.

How do I find out the balances of my benefits?

We want you to make the most out of your cover. That's why My Westfield makes life simple. Here you can either manage or view your account online. Register and log in to My Westfield to claim online for some benefits, change your details, check benefit balances and order claim forms.

Receive your benefit balances by text - simply register for our Text Messaging Service. Further instructions on how to access this service is included in the Plan Guide.

You can also access your account details by calling our friendly Customer Care Team on 0114 250 2000 or emailing us too at enquiries@westfieldhealth.com

How do I get more claim forms?

Further claim forms can be ordered online from the My Westfield area of this website, by calling our Customer Care Team on 0114 250 2000 or via our Text Messaging Service.

Can I only claim if I'm ill?

You don't have to be ill to be able to claim. The Good4you Health Cash Plan is here to work harder for you by providing excellent cash payouts and money back for routine check ups and treament. So you don't have to worry about the bill. Your cover also includes a range of services designed to help support your overall health and wellbeing.

Download a plan guide

Westfield Rewards

Westfield Rewards

Our exclusive rewards website provides access to special offers on all your favourite goods and services from over 350 leading online and high street retailers.

Pick up discounts for:
  • High street stores
  • Supermarkets
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" I’ve saved over £24 in the last month alone on my online shopping. I can just search by retailer and check what offers are available. I also buy the Asda reloadable card for my supermarket shopping."

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