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Foresight: Forward thinking for employers

For Kids: Healthy Kids. Happy Staff

Looking after employees' little ones...

A child's illness can be a worrying and stressful time for a parent, resulting in a lack of focus and time taken off work. For Kids cover could be a valuable aid to recruitment and retention by providing diagnostic consultations and therapy treatments for employees' children, as well as providing cash benefits towards the cost of their dental and optical expenses!

Kids cover: at a glance

For just an extra 15p per employee, per week cover can be provided for employees' dependent children* too.

• 100% reimbursement on cash benefits, up to set limits
• Children's pre-existing medical conditions are covered
• Immediate cover - employees can claim for their children as soon as their cover starts!**
• Employees' children will receive For Kids cover on the same plan level chosen for staff.
• What's more, if employees choose to upgrade their level of cover, their For Kids cover will be automatically upgraded to the same level, at no extra cost!

Plan Level (All benefits 100% reimbursement per benefit year)	Level 1: 15p	Level 2: 15p	Level 3: 15p
Dental	up to £45	up to £90	up to £180
Optical	up to £45	up to £90	up to £180
Therapy Treatments*** Physiotherapy Acupuncture Osteopathy Chiropractic	up to £120	up to £250	up to £500
Consultation	up to £200	up to £400	up to £800

The benefit allowances shown are shared between dependent children.

* A dependent child is defined as: resident in the UK, Channel islands or the Isle of Man for a minimum of six months each year and is the employee's child, or their partner's child, a child that the employee/their partner have legally adopted or have legal guardianship of and are under 18 years old and unmarried and living with the employee or be financially dependent on them.

** Subject to any qualifying period for an employee upgrade option.

*** In the case of therapy treatments the amount shown represents a combined total for all the treatments. This amount can be used for any one or combination of therapy treatments.

More information on each healthcare benefit, including details of limitations and exclusions, can be found in the Benefit Rules section within the full plan leaflet.

The Benefit year is a 12 month period from the date the employer registered with Westfield Health to provide the plan.

For Kids cannot be purchased independently of a corporate paid Westfield Healthcare Plan and is only available on a corporate paid basis only.