Foresight Healthcare Plan

Additional Module: For Kids

A child’s illness can be a worrying and stressful time for a parent, resulting in a lack of focus at work and time taken off to look after their little ones.

For just an extra 15p per employee, per week, employers can select For Kids cover for those employees with dependent children. Or alternatively, they can select cover for their whole workforce at a discounted premium of 7p per employee, per week.

Corporate paid weekly premiums Level 1
15p		 Level 2
15p		 Level 3
15p		 Level 4
15p
Dental (100% reimbursement, per benefit year) up to
£55		 up to
£105		 up to
£180		 up to
£220
Dental Trauma (100% reimbursement, per benefit year) up to
£110		 up to
£210		 up to
£360		 up to
£440
Optical (100% reimbursement, per benefit year) up to
£55		 up to
£105		 up to
£180		 up to
£220
Therapy Treatments (100% reimbursement, per benefit year) Physiotherapy Acupuncture Chiropractic Homeopathy Osteopathy up to
£150		 up to
£250		 up to
£500		 up to
£650
Consultation (100% reimbursement, per benefit year) up to
£200		 up to
£400		 up to
£600		 up to
£700

*A dependent child is defined as: resident in the UK, Channel Islands or Isle of Man for a minimum of six months each year and is the employee’s child, or their partner’s child, a child that the employee/their partner have legally adopted or have legal guardianship of and are under 18 years old and unmarried and living with the employee or be financially dependent on them.

Key Features

  • 100% reimbursement, up to set limits
  • Children’s pre-existing medical conditions are covered
  • Available on a corporate paid basis or employees can purchase For Kids on a voluntary basis by paying an additional premium by payroll deduction or Direct Debit
  • Immediate cover – employees can claim for their children as soon as their cover starts*
  • Benefit allowances are shared between children
  • Children will receive For Kids cover on the same plan level chosen for staff
  • If employees choose to upgrade their level of cover, their For Kids cover will be automatically upgraded to the same level – at no extra cost!
  • Consultation benefit may be used to help cover the cost of and MRI, CT or PET scan
  • Therapy Treatments benefit is a combined total for all treatments and can be used for any one or combination of treatments

*Terms and Conditions apply