What is Hospital Treatment Insurance?

With the NHS facing its biggest ever shake–up, the need for health insurance has never been greater. Yet consumers only have the choice of Private Medical Insurance or Health Cash Plans. We’ve developed an innovative product that sits neatly between the two; it’s called Hospital Treatment Insurance.

Cover Excellence Award 2012 - Specialist/Innovative Product of the Year

Hospital Treatment Insurance offers a low cost alternative to quick access to private surgical and medical procedures classed by the NHS as non–urgent, such as knee and hip operations, which are debilitating but not life threatening. It’s these types of treatments that are starting to suffer from longer waiting times as the NHS looks to save £20billion before 2015.

Plus, there’s no excess to pay, no medicals required and patients can choose to have treatment at private hospitals or NHS hospitals.

Hospital Treatment Insurance has been designed as not only a standalone product, but as an addition to a Health Cash Plan. Not only does it give your clients another viable option when it comes to choosing health insurance and an absence management tool, it brings you a substantial opportunity to boost your sales revenue.

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Key Features

Bringing freedom of choice for your clients and an extra revenue stream for you, Hospital Treatment Insurance is a breath of fresh air in the healthcare sector.

  • A unique offering in the healthcare market for corporate clients
  • Makes health insurance more affordable for your clients
  • Offers private access to non–urgent surgical and medical procedures
  • A choice of private or NHS Hospitals
  • It can be sold stand alone, or added on to a Health Cash Plan
  • Costs less than comprehensive PMI
  • Premiums are community rated
  • Immediate cover for new conditions
  • No medicals required and no excess to pay