Looking after employees’ little ones...

A child's illness can be a worrying and stressful time for a parent, resulting in a lack of focus and time taken off work. For Kids cover could be a valuable aid to recruitment and retention by providing diagnostic consultations and therapy treatments for employees’ children, as well as providing cash benefits towards the cost of their dental and optical expenses!

Kids cover: at a glance

For just an extra 15p per employee, per week you can select For Kids cover for those employees with dependent children*. Alternatively you can choose to select cover for your whole workforce at a discounted premium of 7p per employee, per week.

• 100% reimbursement on cash benefits, up to set limits
• Children’s pre-existing medical conditions are covered
• Immediate cover - employees can claim for their children as soon as their cover starts!**
• Employees' children will receive For Kids cover on the same plan level chosen for staff
• What's more, if employees choose to upgrade their level of cover, their For Kids cover will be automatically upgraded to the same level, at no extra cost!

Your Plan Level (All benefits 100% reimbursement per benefit year)	Level 1: 15p	Level 2: 15p	Level 3: 15p	Level 4: 15p
Dental	up to £55	up to £105	up to £180	up to £220
Dental Trauma	up to £110	up to £210	up to £360	up to £440
Optical	up to £55	up to £105	up to £180	up to £220
Therapy Treatments*** Physiotherapy Acupuncture Osteopathy Chiropractic Homeopathy	up to £150	up to £250	up to £500	up to £650
Consultation †	up to £200	up to £400	up to £600	up to £700

The benefit allowances shown are shared between dependent children. For Kids cannot be purchased independently of a corporate paid Westfield Healthcare Plan. It is available on a corporate paid basis or employees can purchase For Kids cover on a voluntary basis, by paying an additional premium by payroll deduction or by Direct Debit**.

* A dependent child is defined as: resident in the UK, the Channel Islands and the Isle of Man for a minimum of six months each year and is the employee's child, or their partner's child, a child that the employee/their partner have legally adopted or have legal guardianship of and are under 18 years old and unmarried and living with the employee or be financially dependent on them.

** Terms and conditions apply.

*** In the case of therapy treatments the amount shown represents a combined total for all the treatments. This amount can be used for any one or combination of therapy treatments.

† The consultation benefit may also be used to help cover the cost of an MRI, CT or PET scan. Subject to the rules of the plan.

More information on each healthcare benefit, including details of limitations and exclusions, can be found in the Benefit Rules section within the full plan leaflet.

The Benefit year is a 12 month period from the date the employer registered with Westfield Health to provide the plan.