Good4you Health Cash Plan

• About the Plan
• Prices and Benefits
• Westfield Rewards
• How it Works

Plan level		1	2	3	4	5
Monthly price		£5.35	£11.20	£16.60	£23.20	£34.00
		Choose level 1	Choose level 2	Choose level 3	Choose level 4	Choose level 5
Benefits: for you for your children
Essential Cover (1 year benefit period unless otherwise stated)
Optical (2 year benefit period) [i] Money back towards your optical bills including: sight tests, prescription glasses, contact lenses and prescription sunglasses.	100% payback	up to £39	up to £82	up to £132	up to £187	up to £265
Dental [i] Money back towards you dental bills including: checkups, technicians fees, treatments and dentures.	100% payback	up to £28	up to £67	up to £105	up to £140	up to £205
Dental Trauma [i] Money back towards the cost of any dental treatment carried out as a result of accidental injury.	100% payback	up to £56	up to £134	up to £210	up to £280	up to £410
Chiropody [i] Money back towards the cost of treatment from a registered Chiropodist / Podiatrist.	75% payback	up to £35	up to £75	up to £115	up to £155	up to £225
Consultation (shared between you, your partner & your children) [i] Money back towards the cost of diagnostic consultations with a registered Consultant Surgeon or Consultant Physician. Treatments are also covered on Levels 3, 4 and 5.	75% payback	up to £70	up to £135	up to £290	up to £390	up to £575
Therapy Treatments* - Physiotherapy, Acupuncture, Chiropractic & Osteopathy [i] Money back towards the cost of therapy treatments when recommended by your GP or Consultant.	75% payback	up to £200	up to £425	up to £625	up to £850	up to £1,250
Additional Benefits (1 year benefit period unless otherwise stated)
In-patient** (allowance per night) [i] Fixed cash payout when you are admitted as an in-patient to an NHS or private hospital, registered treatment centre or hospice.	100% payback	£11.50	£22	£38	£55	£77
Day Surgery** (allowance per day) [i] Fixed cash payout when you are admitted to an NHS or private hospital or registered treatment centre as a day case patient.	100% payback	£13	£24	£42	£61	£85
Recuperation (2 year benefit period) [i] Fixed cash payout when you are discharged following an in-patient stay of 14 or more consecutive nights.	100% payback	£50	£130	£220	£270	£440
Maternity / Paternity (including adoption) per child [i] Fixed cash payout when you are named as the mother or father on your child’s full birth certificate, or you are named as the legal adopter.	100% payback	£55	£115	£195	£265	£385
Homeopathy [i] Money back towards the cost of homeopathy treatments when recommended by your GP or Consultant.	75% payback	up to £35	up to £70	up to £100	up to £150	up to £200
Home Care (shared between you & your partner) [i] Money back to help cover the cost of the ‘Package of Care’ commissioned by your Local Authority. You will need to provide us with a copy of your Care Plan.	75% payback	up to £125	up to £275	up to £450	up to £625	up to £900
Surgical Applicance [i] Money back towards prescribed surgical appliances including: hearing aids, surgical supports, surgical shoes, orthotics, wigs and mastectomy bras.	75% payback	up to £55	up to £125	up to £175	up to £230	up to £335
Health Screening (2 year benefit period) [i] Money back towards the cost of health screening including: full health screening, well-woman screening, well-man screening, breast screening, heart disease screening and bone density screening.	75% payback	-	-	-	up to £115	up to £150
Your Health and Wellbeing Services
DoctorLine™‡ [i] 24 hour service which enables you and your resident family to speak to a fully qualified UK GP at a time convenient to you, wherever you are in the world.
Best Doctors®‡ [i] Policyholders and their family can use the free Best Doctors® service to request an alternative assessment, from a world leading medical specialist, of a diagnosis they have received from their local medical specialist.
A-Z Health Website‡ [i] Access to a wide range of health information for you and your resident family
Health Club Concession [i] Access to a national network of health and fitness clubs offering special deals on membership.
24hr Counselling & Advice Line‡ [i] Specialist teams of experienced counsellors, lawyers and medical staff are available 24 hours a day for advice on issues including stress, bereavement and relationship difficulties.
Personal Accident (accidental death) [i] If you suffer bodily injury as a direct result of an accident, which within 24 months of the accident results in death or disablement, we will pay you in accordance with the scale printed at the back of the Policy Document.		-	-	£15,000	£25,000	£50,000
Personal Accident (permanent disability) [i] If you suffer bodily injury as a direct result of an accident, which within 24 months of the accident results in death or disablement, we will pay you in accordance with the scale printed at the back of the Policy Document.		-	-	up to £15,000	up to £25,000	up to £50,000
		Choose level 1	Choose level 2	Choose level 3	Choose level 4	Choose level 5

100% = 100% payback up to specified maximum amount

75% = 75% payback up to specified maximum amount

= Benefit available on this level

[i] = hover over this symbol to get more information about each benefit

More information on how to access the services, each of the healthcare benefits, including details of limitations and exclusions, can be found in the Benefit Rules. The qualifying periods for each healthcare benefit are stated in Section 4, General Terms and Conditions, policy document.

The featured premiums include Insurance Premium Tax at the current rate and are subject to review in respect of any changes in taxation.

‡ available for you and your resident family
* In the case of therapy treatments, the amount shown represents a combined total for all the treatments. This amount can be used for any one, or combination of treatments.
** See Benefit Rules for maximum days or nights per benefit period.

If you have been a former policyholder with Westfield and your policy has lapsed, we may take into account claims paid under your previous cover when assessing entitlement to benefit on your next policy.

If you were previously registered with an anniversary plan, please be aware that there is a difference in how your benefit availability will be calculated under the Good4you Plan compared to your old plan. Please refer to the General Terms and Conditions in Section 6. Benefit Period in the policy document for full details.