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People Value Cash Back Health Plan

The People's Cash Plan is designed to cover your optical and dental needs and any new medical conditions, helping with your everyday healthcare bills. Plus, if you ever spend time in hospital, the plan gives you a fixed cash payout. Not only that, you also have access to a range of valuable health and wellbeing services.

Level 4, our most popular cover is just 64p a day.

This rate is 20% cheaper than if you were to buy the equivalent plan direct from Westfield Health.

What the plan can do for you

Money back

For everyday health costs, such as the dentists, opticians, or therapy treatments including physiotherapy, chiropody, and homeopathy.

Cash payouts

Fixed cash payouts for hospital stays, recuperation, and when you and your partner have a baby.

Personal accident cover

Pays out when you or your loved ones most need it following an accident, if you die or are permanently disabled.

Apply now!

You can apply for cover on the Cash Back Health Plan if you are an employee of People Value Limited.

Apply now
  • Plan details
Plan details

Benefit table key
  • 1yr 1 year benefit period
  • 2yr 2 year benefit period
  • 75 75% money back
  • 100 100% money back
« Level 1 £4.52 p/m Level 2 £9.40 p/m Level 3 £13.96 p/m Level 4 £19.52 p/m Level 5 £28.56 p/m »
Level
Price per month
Level 1
£4.52
Level 2
£9.40
Level 3
£13.96
Level 4
£19.52
Level 5
£28.56
Money Back
Optical 2yr 100 Up to £45 Up to £90 Up to £145 Up to £205 Up to £291
Money back towards your optical bills including: sight tests, prescription glasses, contact lenses and prescription sunglasses.
Dental 1yr 100 Up to £31 Up to £73 Up to £115 Up to £154 Up to £225
Money back towards your dental bills including: checkups, technicians fees, treatments and dentures.
Dental Trauma 1yr 100 Up to £62 Up to £146 Up to £230 Up to £308 Up to £450
Money back towards the cost of any dental treatment carried out as a result of accidental injury.
Chiropody 1yr 75 Up to £35 Up to £75 Up to £115 Up to £155 Up to £225
Money back towards the cost of treatment from a registered Chiropodist / Podiatrist.
Consultation 1yr 75
(shared between you, your partner & your children)
Up to £70 Up to £135 Up to £290 Up to £390 Up to £575
Money back towards the cost of diagnostic consultations with a registered Consultant Surgeon or Consultant Physician. Treatments are also covered on Levels 3, 4 and 5.
Therapy Treatments - /strong> 1yr 75
Physiotherapy, Acupuncture, Chiropractic & Osteopathy
Up to £200 Up to £425 Up to £625 Up to £850 Up to £1250
Money back towards the cost of therapy treatments when recommended by your GP or Consultant. In the case of therapy treatments, the amount shown represents a combined total for all the treatments. This amount can be used for any one, or combination of treatments.
Homeopathy 1yr 75 Up to £35 Up to £70 Up to £100 Up to £150 Up to £200
Money back towards the cost of homeopathy treatments when recommended by your GP or Consultant.
Health Screening 2yr 75 X X X Up to £115 Up to £150
Money back towards the cost of health screening including: full health screening, well-woman screening, well-man screening, breast screening, heart disease screening and bone density screening.
Home Care 1yr 75
Available for you/your partner
Up to £125 Up to £275 Up to £450 Up to £625 Up to £900
Money back to help cover the cost of the ‘Package of Care’ commissioned by your Local Authority. You will need to provide us with a copy of your Care Plan.
Surgical Applicance 1yr 75 Up to £55 Up to £125 Up to £175 Up to £230 Up to £335
Money back towards prescribed surgical appliances including: hearing aids, surgical supports, surgical shoes, orthotics, wigs and mastectomy bras.
Cash Payouts
In-patient 1yr
Per night
Up to £11.50 Up to £22 Up to £38 Up to £55 Up to £77
See Benefit Rules for maximum days or nights per benefit period. Fixed cash payout when you are admitted as an in-patient to an NHS or private hospital, registered treatment centre or hospice.
Day Surgery 1yr
Per day
Up to £13 Up to £24 Up to £42 Up to £61 Up to £85
See Benefit Rules for maximum days or nights per benefit period. Fixed cash payout when you are admitted to an NHS or private hospital or registered treatment centre as a day case patient.
Recuperation 2yr Up to £50 Up to £130 Up to £220 Up to £270 Up to £440
Fixed cash payout when you are discharged following an in-patient stay of 14 or more consecutive nights.
Maternity / Paternity / Adoption 1yr
Per child
Up to £55 Up to £115 Up to £195 Up to £265 Up to £385
Fixed cash payout when you are named as the mother or father on your child’s full birth certificate, or you are named as the legal adopter.
Accident cover
Personal Accident / Accidental Death X X £15,000 £25,000 £50,000
If you suffer bodily injury as a direct result of an accident, which within 24 months of the accident results in death or disablement, we will pay you in accordance with the scale printed at the back of the Policy Document.
Personal Accident / Permanent Disability X X Up to £15,000 Up to £25,000 Up to £50,000
If you suffer bodily injury as a direct result of an accident, which within 24 months of the accident results in death or disablement, we will pay you in accordance with the scale printed at the back of the Policy Document.
Health and Wellbeing Services
DoctorLineTM
For you and your resident family
24 hour service which enables you and your resident family to speak to a fully qualified UK GP at a time convenient to you, wherever you are in the world. There is also an option to communicate via webcam.
Best Doctors®
For you and your resident family
Policyholders and their family can use the free Best Doctors® service to request an alternative assessment, from a world leading medical specialist, of a diagnosis they have received from their local medical specialist.
24hr Counselling & Advice Line
For you and your resident family
Specialist teams of experienced counsellors, lawyers and medical staff are available 24 hours a day for advice on issues including stress, bereavement and relationship difficulties.
Health Club Concession
Access to a national network of health and fitness clubs offering special deals on membership.
Money Back - Shared between your dependent children
Optical 2yr 100 Up to £45 Up to £90 Up to £145 Up to £205 Up to £291
Money back towards your optical bills including: sight tests, prescription glasses, contact lenses and prescription sunglasses.
Dental 1yr 100 Up to £31 Up to £73 Up to £115 Up to £154 Up to £225
Money back towards you dental bills including: checkups, technicians fees, treatments and dentures.
Dental Trauma 1yr 100 Up to £62 Up to £146 Up to £230 Up to £308 Up to £450
Money back towards the cost of any dental treatment carried out as a result of accidental injury.
Consultation 1yr 75
Dependent children can share your allowance (see aboove)
Up to £70 Up to £135 Up to £290 Up to £390 Up to £575
Money back towards the cost of diagnostic consultations with a registered Consultant Surgeon or Consultant Physician. Treatments are also covered on Levels 3, 4 and 5.
Cash payouts - Shared between your dependent children
In patient 1yr
Per night
Up to £5.50 Up to £9 Up to £16.50 Up to £21 Up to £33
Fixed cash payout when you are admitted as an in-patient to an NHS or private hospital, registered treatment centre or hospice. For each dependent child. See Benefit Rules for maximum days or nights per benefit period.
Day Surgery 1yr
Per day
Up to £6 Up to £10 Up to £18 Up to £23 Up to £36
Fixed cash payout when you are admitted to an NHS or private hospital or registered treatment centre as a day case patient. For each dependent child. See Benefit Rules for maximum days or nights per benefit period.
Recuperation 2yr
Up to £30 Up to £70 Up to £110 Up to £135 Up to £220
Fixed cash payout when you are discharged following an in-patient stay of 14 or more consecutive nights. For each dependent child.

The featured premiums include Insurance Premium Tax at the current rate and are subject to review in respect of any changes in taxation.

More information on how to access the services, each of the healthcare benefits, including details of limitations and exclusions, can be found in the Benefit Rules.

The qualifying periods for each healthcare benefit are stated in Section 4, General Terms and Conditions.

Download a plan guide