Advantage Voluntary Health Cash Plan

Our employee paid plan is ideal for companies looking to give their staff access to a wide range of traditional health cash benefits and services. Employees will benefit from substantially cheaper rates than if they were to purchase the equivalent product direct from us.

Key features

  • Employees select and pay for their cover
  • Available via voluntary payroll deduction or direct debit
  • Premiums do not increase with age
  • Dependent children covered on some benefits, at no extra cost
  • Plan details
Plan details

Benefit table key
  • 1yr 1 year benefit period
  • 2yr 2 year benefit period
  • 75 75% money back
  • 50 50% money back
  • 100 100% money back
« Level 1 £5.45 p/m Level 2 £10.90 p/m Level 3 £15.90 p/m Level 4 £22.05 p/m Level 5 £33.20 p/m »
Level
Price per month
Level 1
£5.45
Level 2
£10.90
Level 3
£15.90
Level 4
£22.05
Level 5
£33.20
Money back on everyday health and retail discounts
Optical For the policyholder. 2yr 100 Up to £45 Up to £90 Up to £145 Up to £205 Up to £295
Money back towards sight tests, prescription glasses, prescription sunglasses, contact lenses, contact lens solution and more.
Dental For the policyholder. 1yr 100 Up to £33 Up to £75 Up to £120 Up to £165 Up to £245
Money back towards check ups, technicians fees, treatments, dentures and more.
Dental Accident For the policyholder. 1yr 100 Up to £75 Up to £165 Up to £265 Up to £350 Up to £500
Money back towards dental treatment as a result of accidental injury.
Chiropody For the policyholder. 1yr 75 Up to £35 Up to £75 Up to £115 Up to £155 Up to £225
Money back towards chiropody treatments.
Therapy Treatments For the policyholder. 1yr 75
Physiotherapy, Acupuncture, Chiropractic, Osteopathy, Homeopathy
Up to £200 Up to £425 Up to £625 Up to £850 Up to £1,250
Money back towards therapy treatments.
Prescription Charges For the policyholder. 1yr - - 1 item 2 items 3 items
Covers NHS/private prescription charges at the current standard rate. Available on levels 3, 4 and 5.
Surgical Appliance For the policyholder. 1yr 75 Up to £55 Up to £125 Up to £175 Up to £230 Up to £335
Money back towards prescribed surgical appliances.
Maternity/Paternity/Adoption For the policyholder, per child 1yr £55 £115 £195 £265 £385
Fixed cash payout following the arrival of a new baby/adoption of a child.
Health Screening For the policyholder. 1yr 50 - - - Up to £200 Up to £300
Money back towards full health screening, well-woman screening, well-man screening, breast screening, heart disease screening and bone density screening.
Health Club Concession For the policyholder.
Discounted memberships at local gyms.
Westfield Rewards For the policyholder.
Exclusive rewards website with special offers from over 600 leading online and high street retailers.
Diagnosis and treatment for body and mind
DoctorLine™ For the policyholder and their family
24/7 telephone/webcam service for the policyholder and their family to speak to a fully qualified UK GP at a time convenient to them, wherever they are in the world.
Consultation Shared between the policyholder, their partner and dependent children. 1yr 75 Up to £70 Up to £135 Up to £290 Up to £390 Up to £575
Money back towards diagnostic consultations. Treatments are also covered on Levels 3, 4 and 5.
24 Hour Helpline For the policyholder and their family.
Legal, Debt and speak to a counsellor.
Access to our 24/7 telephone service offering guidance on medical, legal and domestic issues.
Help if you require hospital treatment
Hospital Benefit For the policyholder, per day/night up to 14 days/nights per year. 1yr £13 £24 £42 £61 £85
Fixed cash payout when you are admitted as an in-patient/day case patient to an NHS or private hospital/treatment centre or hospice.
Care After Hospital Shared between the policyholder and one relative aged 65 or over (policyholder's partner or policyholder's parent). 1yr 18 hours 18 hours 18 hours 18 hours 18 hours
Up to 18 hours of home care following an overnight hospital stay. On Levels 1 and 2, Westfield Health will contribute 50% towards the cost. On Level 3, Westfield Health will contribute 75% towards the cost.
Personal Accident / Accidental Death For the policyholder. - - £10,000 £20,000 £30,000
Accidental Death fixed payout.
Personal Accident / Permanent Disability For the policyholder. - - Up to £10,000 Up to £20,000 Up to £30,000
Permanent Disability fixed payout.
Caring for your loved ones
Telephone Care Advisory Services
For the policyholder and their/their partner’s elderly relatives aged 65 or over.
- Understand your rights, navigate NHS/private residential and home care choices, resolve care issues.
- Have the most appropriate care providers researched for you to make an informed choice.
- Get practical and emotional support for your caring responsibilities.
Money Back - Shared between dependent children
Optical 2yr 100 Up to £45 Up to £90 Up to £145 Up to £205 Up to £295
Money back towards sight tests, prescription glasses, prescription sunglasses, contact lenses, contact lens solution and more.
Dental 1yr 100 Up to £33 Up to £75 Up to £120 Up to £165 Up to £245
Money back towards check ups, technicians fees, treatments, dentures and more.
Dental Accident 1yr 100 Up to £75 Up to £165 Up to £265 Up to £350 Up to £500
Money back towards dental treatment as a result of accidental injury.
Help if you require hospital treatment - For each dependent child
Hospital Benefit Per day/night up to 14 days/nights per year. 1yr £6 £10 £18 £23 £36
Fixed cash payout when you are admitted as an in-patient/day case patient to an NHS or private hospital/treatment centre or hospice.

How to set up your health plan

Step 1 – Book your appointment

Phone us, email us or arrange a call back to book your appointment.

Step 2 – Attend your appointment

Our Consultant will help you put everything in place to set up your plan. We’ll also discuss the best ways in which to engage your employees.

Launching your plan

Once set up, you’ll receive an email detailing everything you need to know. Your employees will also receive a Welcome Pack.

Ongoing support

Regular reviews will take place to ensure your objectives are being met and your employees are getting the most from their cover.

Need help choosing the right business health plan?