Business

Advantage Voluntary Health Plan

Our employee paid plan is ideal for companies looking to give their staff access to a wide range of traditional health cash benefits and services. Employees will benefit from substantially cheaper rates than if they were to purchase the equivalent product direct from us.

Key features

  • Employees select and pay for their cover
  • Available via voluntary payroll deduction or direct debit
  • Premiums do not increase with age
  • Dependent children covered on some benefits, at no extra cost
  • Plan details
Plan details

Benefit table key
  • 1yr 1 year benefit period
  • 2yr 2 year benefit period
  • 75 75% money back
  • 100 100% money back
« Level 1 £5.20 p/m Level 2 £10.40 p/m Level 3 £15.50 p/m Level 4 £21.50 p/m Level 5 £32.40 p/m »
Level
Price per month
Level 1
£5.20
Level 2
£10.40
Level 3
£15.50
Level 4
£21.50
Level 5
£32.40
Money Back
Optical 2yr 100 Up to £45 Up to £90 Up to £145 Up to £205 Up to £291
Money back towards sight tests, prescription glasses, prescription sunglasses, contact lenses, contact lens solution and more.
Dental 1yr 100 Up to £33 Up to £75 Up to £120 Up to £160 Up to £230
Money back towards check ups, technicians fees, treatments, dentures and more.
Dental Trauma 1yr 100 Up to £66 Up to £150 Up to £240 Up to £320 Up to £460
Money back towards dental treatment as a result of accidental injury.
Chiropody 1yr 75 Up to £35 Up to £75 Up to £115 Up to £155 Up to £225
Money back towards chiropody treatments.
Consultation 1yr 75
For the policyholder, their partner and dependent children.
Up to £70 Up to £135 Up to £290 Up to £390 Up to £575
Money back towards diagnostic consultations. Treatments are also covered on Levels 3, 4 and 5.
Therapy Treatments 1yr 75
Physiotherapy, Acupuncture, Chiropractic, Osteopathy.
Up to £200 Up to £425 Up to £625 Up to £850 Up to £1,250
Money back towards therapy treatments.
Homeopathy 1yr 75 Up to £35 Up to £70 Up to £100 Up to £150 Up to £200
Money back towards homeopathy treatments.
Home Care 1yr 75
For the policyholder, and/or their partner.
Up to £125 Up to £275 Up to £450 Up to £625 Up to £900
Money back to help cover the ‘Package of Care’ commissioned by a Local Authority.
Surgical Appliance 1yr 75 Up to £55 Up to £125 Up to £175 Up to £230 Up to £335
Money back towards prescribed surgical appliances.
Health Screening 2yr 75 - - - Up to £115 Up to £150
Money back towards full health screening, well-woman screening, well-man screening, breast screening, heart disease screening and bone density screening.
Cash Payouts
In-patient 1yr
Per night, up to 20 nights per year.
£11.50 £22 £38 £55 £77
Fixed cash payout following an in-patient stay in hospital.
Day Surgery 1yr
Per day, up to 10 days per year.
£13 £24 £42 £61 £85
Fixed cash payout when admitted as a day case patient.
Recuperation 2yr £50 £130 £220 £270 £440
Fixed cash payout when a policyholder is discharged following an in-patient stay of 14 consecutive nights or more.
Maternity / Paternity / Adoption 1yr
Per child.
£55 £115 £195 £265 £385
Fixed cash payout following the arrival of a new baby/adoption of a child.
Health and Wellbeing
DoctorLine™
For the policyholder and their family.
Y Y Y Y Y
24/7 telephone/webcam service for the policyholder and their family to speak to a fully qualified UK GP at a time convenient to them, wherever they are in the world.
Best Doctors®
For the policyholder and their family.
Y Y Y Y Y
Access to an expert second medical opinion service.
24 Hour Counselling and Advice Line
For the policyholder and their family.
Y Y Y Y Y
Access to our 24/7 telephone service offering guidance on medical, legal and domestic issues.
Health Club Concession Y Y Y Y Y
Discounted membership at local gyms.
Personal Accident / Accidental Death - - £15,000 £25,000 £50,000
Accidental Death fixed payout.
Personal Accident / Permanent Disability - - Up to £15,000 Up to £25,000 Up to £50,000
Permanent Disability fixed payout.
Money Back - Shared between dependent children
Optical 2yr 100 Up to £45 Up to £90 Up to £145 Up to £205 Up to £291
Money back towards sight tests, prescription glasses, prescription sunglasses, contact lenses, contact lens solution and more.
Dental 1yr 100 Up to £33 Up to £75 Up to £120 Up to £160 Up to £230
Money back towards check ups, technicians fees, treatments, dentures and more.
Dental Trauma 1yr 100 Up to £66 Up to £150 Up to £240 Up to £320 Up to £460
Money back towards dental treatment as a result of accidental injury.
Cash Payouts - For each dependent child
In-patient 1yr
Per night, up to 20 nights per year.
£5.50 £9 £16.50 £21 £33
Fixed cash payout following an in-patient stay in hospital.
Day Surgery 1yr
Per day, up to 10 days per year.
£6 £10 £18 £23 £36
Fixed cash payout when admitted as a day case patient.
Recuperation 2yr £30 £70 £110 £135 £220
Fixed cash payout when discharged following an in-patient stay of 14 consecutive nights or more.

How to set up your health plan

Step 1 – Book your appointment

Phone us, email us or arrange a call back to book your appointment.

Step 2 – Attend your appointment

Our Consultant will help you put everything in place to set up your plan. We’ll also discuss the best ways in which to engage your employees.

Launching your plan

Once set up, you’ll receive an email detailing everything you need to know. Your employees will also receive a Welcome Pack.

Ongoing support

Regular reviews will take place to ensure your objectives are being met and your employees are getting the most from their cover.

Need help choosing the right business health plan?

Call us

0345 602 1629