Cash back and payouts when you need them most

Cash back from our Health Cash Plan will make taking care of those every day bills simpler and more affordable.

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Get your dentist bills paid

100% cash back up to a set limit for dental check ups and treatments.

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And your opticians bills too!

100% cash back up to set limits for eye tests, glasses and contact lenses.

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Cash back for hospital stays

Get up to £440 cash back on level 5 if you have to stay in hospital and take time off to recuperate.

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What’s covered

  • Claim money back, up to set limits, towards prescription glasses, eye tests, contact lenses and more

  • Claim money back, up to set limits, for dental appointments and treatments, therapy treatments and more

  • Claim money back towards GP-referred diagnostic consultations and treatments for you, your children and your partner

  • Receive cash payouts for hospital stays, day surgery (NHS or private) and for the arrival of a new baby

  • Cover for your children, on key benefits, is included at no extra cost

What’s not covered

  • Claims for pre-existing conditions which you have had in the last 12 months, with the exception of optical and dental
    What is a pre-existing medical condition?

  • Professional or semi professional sports people aren’t covered

 

Cover Level (price per month)
Level 1
£6.80
Select
Level 2
£14.25Select
Level 3
£20.15
Select
Level 4
£27.90
Select
Level 5
£40.85
Select
 

Join today & claim as soon as your cover starts

Cover Level (price per month)
Level 1
£6.80
Select
Level 2
£14.25
Select
Level 3
£20.15
Select
Level 4
£27.90
Select
Level 5
£40.85
Select
Health Service Benefit Period % Paid Money Back (Up to)
Money back on everyday health and retail discounts
Optical For you.
More info
2yrs 100% £45 £90 £145 £205 £295

Money back towards sight tests, prescription glasses, prescription sunglasses, contact lenses, contact lens solution and more.
Claim back 100% of your costs, up to the set limit for your level of cover, every 2 years.

Dental For you.
More info
1yr 100% £33 £75 £120 £165 £245

Money back towards check ups, treatments, dentures and more.
Claim back 100% of your costs, up to the set limit for your level of cover, every 1 year.

Dental Accident For you.
More info
1yr 100% £75 £165 £265 £350 £500

Money back towards dental treatment as a result of accidental injury.
Claim back 100% of your costs, up to the set limit for your level of cover, every 1 year.

Chiropody For you.
More info
1yr 75% £35 £75 £115 £155 £225

Money back towards chiropody and podiatry consultations, assessment and treatment.
Claim back 75% of your costs, up to the set limit for your level of cover, every 1 year.

Therapy Treatments For you.
Physiotherapy, Acupuncture, Chiropractic, Osteopathy, Homeopathy.
More info
1yr 75% £200 £425 £625 £850 £1250

Physiotherapy, Acupuncture, Chiropractic, Osteopathy, Homeopathy. Money back towards therapy treatments.
Claim back 75% of your costs, up to the set limit for your level of cover, every 1 year.

Prescription Charges For you.
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1yr X X 1 item 2 items 3 items

Covers NHS/private prescription charges at the current standard rate.

Available on levels 3, 4 and 5.

Surgical Appliance For you.
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1yr 75% £55 £125 £175 £230 £335

Money back towards prescribed surgical appliances such as hearing aids, surgical supports (including hosiery), custom made surgical shoes, orthotics, wigs, mastectomy bras/prosthesis/swimwear.
Claim back 75% of your costs, up to the set limit for your level of cover, every 1 year.

Maternity / Paternity / Adoption For you, per child.
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1yr £55 £115 £195 £265 £385

Per child. Fixed cash payout following the arrival of a new baby/adoption of a child. Per Year.

Health Screening For you.
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1yr 50% X X X £200 £300

Money back towards full health screening, well-woman screening, well-man screening, breast screening, heart disease screening and bone density screening.
Claim back 50% of your costs, up to the set limit for your level of cover, every year.

Health Club Concession For you.
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Discounted memberships at local gyms.

Westfield Rewards For you.
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Exclusive rewards website with special offers from over 600 leading online and high street retailers.

Diagnosis and treatment for body and mind
DoctorLine For you and your family.
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24/7 telephone service for you and your family to speak to a fully qualified UK GP at a time convenient to you, wherever you are in the world. Webcam service available too between 8.30am and 6.30pm.

Consultation Shared between you, your partner and dependent children.
More info
1yr 75% £70 £135 £290 £390 £575

Shared between you, your partner & dependent children. Money back towards diagnostic consultations when your GP recommends referral to a consultant physician or consultant surgeon. Treatments are also covered on Levels 3, 4 and 5.
Claim back 75% of your costs, up to the set limit for your level of cover, every 1 year.

24 Hour Helpline For you. Legal, Debt and speak to a Counsellor.
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Access for you and your family to our 24/7 telephone service offering guidance on medical, legal and domestic issues.

Help if you require hospital treatment
Hospital Benefit For you, per day/night up to 14 days/nights per year.
More info
1yr £13 £24 £42 £61 £85

Fixed cash payout when you are admitted as an in-patient/day case patient to an NHS or private hospital/treatment centre or hospice.

Care After Hospital Shared between you and one relative aged 65 or over (your partner or your parent).
More info
1yr 18 hrs 18 hrs 18 hrs 18 hrs 18 hrs

18 hours of home care following an overnight hospital stay.
On Levels 1 and 2, Westfield Health will contribute 50% towards the cost.

On Level 3, Westfield Health will contribute 75% towards the cost.

Personal Accident / Accidental Death For you.
More info
x x £10,000 £20,000 £30,000

Accidental Death fixed payout.

Personal Accident / Permanent Disability For you.
More info
x x £10,000 £20,000 £30,000

Permanent Disability fixed payout.

Caring for your loved ones
Telephone Care Advisory Services For you and your/your partner’s elderly relatives aged 65 or over.
More info

- Understand your rights, navigate NHS/private residential and home care choices, resolve care issues.
- Have the most appropriate care providers researched for you to make an informed choice.
- Get practical and emotional support for your caring responsibilities.

Cover for your children (included at no extra cost)
Money back - shared between your dependent children
Optical
More info
2yrs 100% £45 £90 £145 £205 £295

Money back towards sight tests, prescription glasses, prescription sunglasses, contact lenses, contact lens solution and more.
Claim back 100% of your costs, up to the set limit for your level of cover, every 2 years.

Dental
More info
1yr 100% £33 £75 £120 £165 £245

Money back towards check ups, treatments, dentures and more.
Claim back 100% of your costs, up to the set limit for your level of cover, every 1 year.

Dental Accident
More info
1yr 100% £75 £165 £265 £350 £500

Money back towards dental treatment as a result of accidental injury.
Claim back 100% of your costs, up to the set limit for your level of cover, every 1 year.

Help if you require hospital treatment - For each dependent child
Hospital Benefit Per day/night up to 14 days/nights per year.
More info
1yr £6 £10 £18 £23 £36

Fixed cash payout when you are admitted as an in-patient/day case patient to an NHS or private hospital/treatment centre or hospice.

You have selected:
Health Cash Plan Level 3, £20.15p/m

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The featured premiums include Insurance Premium Tax at the current rate and are subject to review in respect of any changes in taxation. In the case of Therapy Treatments, the amount shown represents a combined total for all the treatments. This amount can be used for any one or combination of treatments. More information on each benefit and service, including details of limitations, exclusions and any qualifying periods, can be found in the Terms and Conditions.