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What is a health cash plan?

A health cash plan allows you to claim money back, up to set limits, towards the cost of your essential healthcare, as well as providing access to valuable health and wellbeing services.

You can rest assured that your cover will help with your bills, so it’s a great way to help you budget for your everyday health costs. Your dependent children are covered too, on key benefits, giving you that extra peace of mind.

What’s covered

  • Claim money back, up to set limits, towards prescription glasses, eye tests, contact lenses and more

  • Claim money back, up to set limits, for dental appointments and treatments, therapy treatments and more

  • Claim money back towards GP-referred diagnostic consultations and treatments for you, your children and your partner

  • Receive cash payouts for hospital stays, day surgery (NHS or private) and for the arrival of a new baby

  • Cover for your children, on key benefits, is included at no extra cost

What’s not covered

  • Claims for pre-existing conditions which you have had in the last 12 months, with the exception of optical and dental
    What is a pre-existing medical condition?

  • Professional or semi professional sports people aren’t covered

  • If you’ve had cover with us in the last 2 years, your previous claims may be taken into account

You'll also benefit from our health and wellbeing services

Money back for check ups and treatments
"I visited the dentist for a check up and scale and polish, which cost £87. I claimed back the full cost from my Westfield Health Cash Plan and got the money back within 3 days"
Cash payouts for hospital stays and day surgery
"Following a two night stay in hospital for treatment for a hernia, Westfield Health paid me a cash sum of £84"
Cover Level (price per month)
Level 1
£7.63 £6.10
Level 2
£15.64 £12.51
Level 3
£22.95 £18.36
Most popular!
Level 4
£31.38 £25.10
Level 5
£46.59 £37.27

You have selected:
Health Cash Plan Level 3, £18.36p/m


The featured premiums include Insurance Premium Tax at the current rate and are subject to review in respect of any changes in taxation. In the case of Therapy Treatments, the amount shown represents a combined total for all the treatments. This amount can be used for any one or combination of treatments. More information on each benefit and service, including details of limitations, exclusions and any qualifying periods, can be found in the Terms and Conditions.


Westfield Rewards - included at no extra cost with your Good4you plan

Pick up discounts for:

  • High street stores

  • Supermarkets

  • Travel companies

  • Utility services

Our exclusive rewards website provides access to special offers on all your favourite goods and services from over 600 leading online and high street retailers.

Find out more

How a health cash plan can support university students

How a health cash plan can support university students

Although starting university is an exciting milestone, there are lots of challenges facing students leaving home for the first time. Read about how a health cash plan can help support students at university.

What is a health cash plan and why do I need one?

What is a health cash plan and why do I need one?

Dental check-ups and treatment, contact lenses, glasses… do you pay for these regularly? A health cash plan is a fantastic and affordable way to claim money back towards these essential health costs. Find out more now!

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How to achieve a great night's sleep

Sleep is intrinsically linked to good health and wellbeing. We've teamed up with sleep practitioner and expert James Wilson, aka the Sleep Geek, to create this infographic guide to getting a good night's sleep. Sleep well!