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A low cost alternative to Private Medical Insurance

Key features

  • Covers most surgical procedures, except heart or cancer related treatment

  • Access to prompt private treatment near you

  • £1,000 optional outpatient benefit to pay for specialist consultations, diagnostic tests and scans

  • Post-operative physiotherapy (when you select the outpatient benefit)

  • No medical is required

  • Immediate cover for new conditions

  • Our small dedicated team will arrange the treatment package for you

  • Choose from a wide range of private and NHS hospitals

  • It pays out if you choose the NHS option

  • 3 surgical procedures covered per year, up to a maximum of £250,000 during the lifetime of cover

What we don't cover

  • Treatment related to cancer or heart disease (although cancer-related surgical procedures are excluded, we'll cover you when cancer is suspected but not yet confirmed i.e. biopsies)

  • Pre-existing medical conditions are not covered until you've had no symptoms, treatment or advice for two consecutive years from the date your cover starts

  • We only cover surgical procedures for acute conditions, chronic conditions are excluded

Cover at a glance

Private Health
Insurance Level 1
Private Health
Insurance Level 2
Immediate cover for new conditions
Maximum benefit during lifetime of cover £100k £250k
Number of surgical procedures per policy year 3 3
Number of surgical procedures covered 61 of the most common procedures All procedures excluding heart and cancer

Get your quote for Private Health Insurance today. By entering a few details and choosing to add or remove outpatient benefit and an excess you can find the price and cover to suit you.


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Speak to our customer care team

  • Ask us a question
  • Find out more about what's covered
  • Discuss your quote

Call us
0114 250 2000

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