See what's covered and get your quote below

Key features

  • Covers most surgical procedures, except heart or cancer related treatment

  • Access to prompt private treatment near you

  • £1,000 optional outpatient benefit to pay for specialist consultations, diagnostic tests and scans

  • Post-operative physiotherapy (when you select the outpatient benefit)

  • No medical is required

  • Immediate cover for new conditions

  • Our small dedicated team will arrange the treatment package for you

  • Choose from a wide range of private and NHS hospitals

  • It pays out if you choose the NHS option

  • 3 surgical procedures covered per year, up to a maximum of £250,000 during the lifetime of cover

What we don't cover

  • Treatment related to cancer or heart disease (although cancer-related surgical procedures are excluded, we'll cover you when cancer is suspected but not yet confirmed i.e. biopsies)

  • Pre-existing medical conditions are not covered until you've had no symptoms, treatment or advice for two consecutive years from the date your cover starts

  • We only cover surgical procedures for acute conditions, chronic conditions are excluded

Cover at a glance

Private Health
Insurance Level 1
Private Health
Insurance Level 2
Immediate cover for new conditions
Maximum benefit during lifetime of cover £100k £250k
Number of surgical procedures per policy year 3 3
Number of surgical procedures covered 61 of the most common procedures All procedures excluding heart and cancer

Get your quote for Private Health Insurance today. By entering a few details and choosing to add or remove outpatient benefit and an excess you can find the price and cover to suit you.

Get your quote now

Speak to our customer care team

  • Ask us a question
  • Find out more about what's covered
  • Discuss your quote

Call us
0114 250 2000

Useful resources

The changing healthcare landscape

Inspire Me

Insurance that relieves NHS waiting lists