Take care of you. Take care of your business.

5 ways a health cash plan can benefit self employed people

Whether you’re just starting out on your own or you're well established, self employment can put strain on your health and wellbeing. Fitting in doctors’ appointments around customers and deadlines can be challenging, and losing pay due to illness or hospitalisation can be a financial hit you can’t afford to take. With no sick pay and often no one to rely on to cover your absence, it may feel like prioritising your health and wellbeing just isn’t a viable option.

What is a health cash plan?

A health cash plan allows you to claim money back, up to set limits, towards the cost of your essential healthcare, as well as providing access to valuable health and wellbeing services.

Simply send the receipts for your expenses and you’ll receive the money back in your bank account quickly. The amount you can claim back will depend on your plan level and your benefit allowance will refresh every one or two years.

How can a health cash plan help me?

Over 400,000 people already have a Westfield Health cash plan, including lots of self employed people like you.

Here are the top 5 ways a health cash plan can help you take care of yourself, helping you to continue taking care of your business.

  1. Flexibility to put your health first

    Our health cash plan gives you 24/7, worldwide telephone access to a prescribing GP. This also includes video webcam appointments, so you can discuss the problem face to face and show any issues to the doctor. With cash back for private diagnostic consultations you can avoid any lengthy waits and set an appointment time to suit your schedule. Flexibility like this means you’ll never have to miss a meeting, deadline or appointment again.

  2. Peace of mind

    If you need in-patient or day case hospital treatment, rest assured you’ll receive a fixed cash payout for every day/night you’re out of work (up to 14 days/nights per year). Plans on level 3 and above also contain personal accident, accidental death and permanent disability cover, so - should the worst happen - you know that your family will be taken care of.

  3. Help towards essential health costs

    Dental check-ups and treatments; eye tests and glasses or contact lenses; physiotherapy treatment; these are all essential costs that quickly add up, especially if you want to stay at your fit and healthy best for work. Our health cash plan gives you the power to claim money back on these types of bills and pay for them just when you need them.

  4. Free cover for your kids (on key benefits)

    With the Westfield Health cash plan, if you have children they’ll be included on your policy and covered on key benefits for free - potentially saving you hundreds of pounds a year.

  5. Make good mental health your priority

    Prioritising your mental health can be a tricky challenge; discussing how you feel face to face with stranger can seem daunting and finding time to book an appointment around customers and jobs near impossible. The cash plan provides 24/7 access to a confidential counselling line, meaning that someone can be there to reach out to on personal, legal, or debt issues whenever you feel the need.

View the full benefit table, select your plan level and apply for your Westfield Health cash plan today.

Find out more and apply now