Join today and claim as soon as your cover starts

What is a Health Cash Plan?

A health cash plan allows you to claim money back, up to set limits, towards the cost of your essential healthcare, as well as providing access to valuable health and wellbeing services.

You can rest assured that your cover will help with your bills, so it’s a great way to help you budget for your everyday health costs. You can choose from five levels of cover to find a price to suit your budget.

Your dependent children are covered for free on key benefits, giving you that extra peace of mind. If you and your partner both buy cover, your children will receive double the benefits.

How it works

Choose your practitioner, attend your appointment and receive your treatment

Pay for your treatment as normal and remember to keep hold of the receipt

Submit your claim online including a picture of your receipt, or send it through the post

We’ll process online claims within 2 working days of receiving it and pay the money straight into your bank account

What can I claim for?

You can claim cash back, up to set limits, on a wide range of everyday health costs. View our most popular benefits, or see the full list of benefits here.

Optical

Prescription glasses and sunglasses, contact lenses and eye tests

Dental

Check ups, treatments, clean and polish, braces, dentures and more

Therapy Treatments

Physiotherapy, acupuncture, chiropractic, osteopathy and homeopathy

Cover For Your Children

Included on key benefits at no extra cost

Chiropody

Chiropody and podiatry consultations, assessment and treatment

Prescription Charges

NHS/private prescription charges on levels 3, 4 and 5

Health Screening

Full health screening, breast screening, heart screening and more

Maternity / Paternity / Adoption

Fixed cash payout per new baby/adoption

Join now and claim as soon as your cover starts

As a special offer, we’re waiving the usual waiting periods so you can claim as soon as your cover starts (excluding the maternity/paternity/adoption benefit). Your start date will be listed in the welcome letter we'll send you once you've signed up.

Compare prices and apply

What else is included?

The Westfield Health cash plan also gives you access to some really valuable services and benefits:

DoctorlineTM

24/7 telephone access to a prescribing UK GP, from anywhere in the world

24 Hour Helpline

24/7 telephone access to a counsellor and legal, debt and medical advice

Westfield Rewards

Exclusive offers and discounts from more than 1,000 popular retailers, restaurants and destinations

Health Club Concession

Exclusive discounts on gym memberships including Virgin Active, Fitness First and more

Eldercare

Telephone Care Advisory Services and care after hospital for you/ your/ your partner’s elderly relatives

Personal Accident & Accidental Death

Cash payouts to help you and your family if the worst should happen

Want to know more?

Watch our short video to find out more about our health cash plan and how the benefits can help you and your family in your everyday life.

Cover starts from just £7.20 a month

Follow the link to view the full benefit table to compare plan levels and prices for you and your partner.

Compare prices and apply

Why Westfield

At Westfield Health, we’ve been supporting the health of the nation since 1919. From humble beginnings, we’ve evolved to become a leading health and wellbeing provider with almost 400,000 customers across the country.

Our philosophy is simple. To help everyone lead healthier lives. To enjoy the now – and the future. We encourage positive changes in the mental and physical health and wellbeing of our customers and the wider population.

Giving back is in our nature. We’re a not for profit organisation so we don’t have any shareholders. Over the last 20 years alone we’ve donated over £15m to the NHS and health and wellbeing charities.

You can be sure that some of your monthly premium is being used to improve your customer experience and to benefit the health and wellbeing of communities across the UK.

Happy Health Cash Plan customer

Not for profit - no shareholders

Online claims processed within 2 working days

95% of (correctly presented) claims paid

4 star Trustpilot rating

Secure purchase process

24/7 online account access

My Health

My Health

Our Good4you cash plan comes with our extensive health and wellbeing services package, My Health:

  • DoctorLine – 24/7 virtual GP consultation service, with prescription if required
  • 24/7 Advice & Information Line – Legal, debt and health advice and speak to a counsellor
    • My Healthy Advantage App  – Proactive health and wellbeing content and tools
  • Westfield Rewards – Save money with offers from hundreds of leading retailers
  • Gym Discounts – Discounts at leading gyms and health clubs nationwide
My Health

Westfield Health “a pleasure to deal with”

I have used Westfield Health for the last 20 years across a variety of physio, chiropractic and other medical issues without any problems whatsoever. They are extremely competent and always a pleasure to deal with.

Frank Turner
Read more reviews on Trustpilot

Health Cash Plan customer

Archive picture

Prices & apply

As a special offer, we’re waiving the usual waiting periods so you can claim as soon as the cover starts (except for maternity/paternity/adoption)

Prices & apply

What is and isn't covered

  • Claim money back, up to set limits, towards prescription glasses, eye tests, contact lenses and more
  • Claim money back, up to set limits, for dental appointments and treatments, and more
  • Claim money back, up to set limits, for therapy treatments including physiotherapy, acupuncture, chiropractic, osteopathy and homeopathy
  • Claim money back towards GP-referred diagnostic consultations and treatments for you, your children and your partner
  • Receive cash payouts for hospital stays, day surgery (NHS or private) and for the arrival of a new baby
  • Cover for your children, on key benefits, is included at no extra cost
  • Claims for pre-existing conditions which you have had in the last 12 months, with the exception of optical and dental (what is a pre-existing medical condition?)
  • Professional or semi professional sports people aren’t covered
  • If you’ve had cover with us in the last 2 years, your previous claims may be taken into account

Special Offer:

Join today and there are no waiting periods so you can claim as soon as your cover starts!

(Except maternity/paternity/adoption where you'll have to wait 10 months)

Your start date will be listed in the welcome letter we'll send you once you've signed up

Not for profit - no shareholders

Online claims processed within 2 working days

95% of (correctly presented) claims paid

4 star Trustpilot rating

Secure purchase process

24/7 online account access

Compare and choose from 5 levels of cover

Select cover for yourself or yourself and your partner below. Use the table to compare plan levels and prices. Once you've made your choice, press 'buy now' to start the application process.

Cover level

Cover level for you & your partner

Price per month

Benefit period

Money back amount

Level 1
£7.20£14.40
Level 2
£14.75£29.50
Level 3
£21.65£43.40
Level 4
£29.60£59.20
Level 5
£43.95£87.90
Most
popular

Cover level

Cover level for you & your partner

Price per month

Benefit period

Money back amount

Cover level

Cover level for you & your partner

Price per month

Benefit period

Money back amount

Level 1
£7.20£14.40
Level 2
£14.75£29.50
Level 3
£21.65£43.40
Level 4
£29.60£59.20
Level 5
£43.95£87.90
Money back on everyday health and retail discounts
Optical 2yr 100%
Optical
For you.For each policyholder.
2yr 100% Up to
£45
Up to
£90
Up to
£145
Up to
£205
Up to
£295
Dental 1yr 100%
Dental
For you.For each policyholder.
1yr 100% Up to
£33
Up to
£75
Up to
£120
Up to
£165
Up to
£245
Dental Accident 1yr 100%
Dental Accident
For you.For each policyholder.
1yr 100% Up to
£75
Up to
£165
Up to
£265
Up to
£350
Up to
£500
Chiropody 1yr 75%
Chiropody
For you.For each policyholder.
1yr 75% Up to
£35
Up to
£75
Up to
£115
Up to
£155
Up to
£225
Therapy Treatments 1yr 75%
Therapy Treatments
For you. Physiotherapy, Acupuncture, Chiropractic, Osteopathy, Homeopathy.For each policyholder. Physiotherapy, Acupuncture, Chiropractic, Osteopathy, Homeopathy.
1yr 75% Up to
£200
Up to
£425
Up to
£625
Up to
£850
Up to
£1250
Prescription Charges 1yr  
Prescription Charges
For you.For each policyholder.
1yr   1 item 2 items 3 items
Surgical Appliance 1yr 75%
Surgical Appliance
For you.For each policyholder.
1yr 75% Up to
£55
Up to
£125
Up to
£175
Up to
£230
Up to
£335
Maternity / Paternity / Adoption 1yr  
Maternity / Paternity / Adoption
For you, per child.For each policyholder, per child.
1yr   £55 £115 £195 £265 £385
Health Screening 1yr 50%
Health Screening
For you.For each policyholder.
1yr 50% Up to
£200
Up to
£300
Health Club Concession
Health Club Concession
For you.For each policyholder.
   
Westfield Rewards
Westfield Rewards
For you.For each policyholder.
   
Diagnosis and treatment for body and mind
DoctorLine
DoctorLine
For you, your partner and your dependent children.For you, your partner and your dependent children.
   
Consultation 1yr 75%
Consultation
Shared between you, your partner and dependent children.Shared between you, your partner and dependent children.
1yr 75% Up to
£70
Up to
£135
Up to
£290
Up to
£390
Up to
£575
24 Hour Helpline
24 Hour Helpline
For you. Legal, Debt, speak to a Counsellor and online resources.For you. Legal, Debt, speak to a Counsellor and online resources.
   
Help if you require hospital treatment
Hospital Benefit 1yr  
Hospital Benefit
For you. Per day/night up to 14 days/nights per year.For each policyholder, per day/night up to 14 days/nights per year.
1yr   £13 £24 £42 £61 £85
Care After Hospital 1yr  
Care After Hospital
Shared between you and one relative aged 65 or over (your partner or your parent).Shared between each policyholder and one of their relatives aged 65 or over (policyholder's partner or parent)
1yr   18 hours 18 hours 18 hours 18 hours 18 hours
Personal Accident / Accidental Death
Personal Accident / Accidental Death
For you.For each policyholder.
    £10,000 £20,000 £30,000
Personal Accident / Permanent Disability
Personal Accident / Permanent Disability
For you.For each policyholder.
    Up to
£10,000
Up to
£20,000
Up to
£30,000
Caring for your loved ones
Telephone Care Advisory Services
Telephone Care Advisory Services
For you and your/your partner’s elderly relatives aged 65 or over.For you and your/your partner’s elderly relatives aged 65 or over.
   
Cover for your children (included at no extra cost)
Money back - shared between your dependent children
Optical 2yr 100%
Optical 2yr 100% Up to
£45
Up to
£90
Up to
£145
Up to
£205
Up to
£295
Dental 1yr 100%
Dental 1yr 100% Up to
£33
Up to
£75
Up to
£120
Up to
£165
Up to
£245
Dental Accident 1yr 100%
Dental Accident 1yr 100% Up to
£75
Up to
£165
Up to
£265
Up to
£350
Up to
£500
Help if you require hospital treatment - For each dependent child
Hospital Benefit 1yr  
Hospital Benefit
Per day/night up to 14 days/nights per year.
1yr   £6 £10 £18 £23 £36

You have selected:
Good4You Health Cash Plan Level 3

Frequently asked questions

You are eligible to apply for the Good4you Health Cash Plan if you are aged 16-65 (i.e. not yet 66), a resident of the UK, Jersey or Isle of Man for a minimum of 6 months each year and are not a professional or semi professional sports person. (Don’t worry when you reach 66, your cover will continue).

Before we approve a claim for certain benefits, we may ask you for a letter from your GP or consultant to confirm that they have recommended your treatment and it’s not a pre-existing medical condition. Some GPs and medical practitioners may charge for this service and we’re sorry that this isn’t a cost that we can cover.

We aim to process your claims and get your money back to you as soon as we can, and the fastest way to do this for our most popular benefits (optical, dental, chiropody and therapy treatments) is via My Westfield or the My Westfield mobile app. For more detailed information on how to claim click here.

Every benefit has its own benefit period. The majority of your money back benefit allowances have a one year benefit period. Each benefit period will be activated when you submit your first claim, and will start from the date you paid your practitioner.

For Hospital Benefit your benefit period begins on the first day or night that we pay benefit for.

For Maternity/Paternity/Adoption, your benefit period begins on the date of birth or the date the child is placed with you for adoption.

You can keep sending in claims for a benefit until you reach your maximum allowance, or your benefit period expires. When your benefit period expires, the full allowance will renew, but your next benefit period will not be activated until you submit your next claim.

We will not cover any pre-existing conditions which you’ve had in the last 12 months, with the exception of optical and dental. This also applies to your dependent children. What is a pre-existing condition?

Yes, absolutely. The Good4you Health Cash Plan is very flexible. If you wish to change levels, simply call us and we will make the necessary arrangements (this is subject to the terms and conditions of the plan).

Yes, you have the right to cancel at any time. Your policy also contains a 14-day cooling off period from the date we accept your application. If you change your mind during this time, providing that you have not made or intend to make a claim, we will refund your full premium.

Contact our customer care team

  • Ask us a question
  • Find out more about what’s covered
  • Upgrade your plan or add your partner