Join today and claim as soon as your cover starts
What is a Health Cash Plan?
A health cash plan allows you to claim money back, up to set limits, towards the cost of your essential healthcare, as well as providing access to valuable health and wellbeing services.
You can rest assured that your cover will help with your bills, so it’s a great way to help you budget for your everyday health costs. You can choose from five levels of cover to find a price to suit your budget.
Your dependent children are covered on key benefits at no extra cost, giving you that extra peace of mind. If you and your partner both buy cover, your children will receive double the benefits.
Pay for your treatment
Submit your claim online
Payments processed in 2 working days
What can I claim for?
You can claim cash back, up to set limits, on a wide range of everyday health costs. View our most popular benefits, or see the full list of benefits .
Optical
Optical
Prescription glasses and sunglasses, contact lenses and eye tests
Dental
Dental
Check ups, treatments, clean and polish, braces, dentures and more
Therapy Treatments
Therapy Treatments
Physiotherapy, acupuncture, chiropractic, osteopathy and homeopathy
Cover For Your Children
Cover For Your Children
Included on key benefits at no extra cost
Chiropody
Chiropody
Chiropody and podiatry consultations, assessment and treatment
Prescription Charges
Prescription Charges
NHS/private prescription charges on levels 3, 4 and 5
Health Screening
Health Screening
Full health screening, breast screening, heart screening and more
Maternity / Paternity / Adoption
Maternity / Paternity / Adoption
Fixed cash payout per new baby/adoption
Claim as soon as your cover starts
You can claim straight away for any treatment carried out and paid for on or after your start date, excluding the maternity/paternity/adoption benefit. Your start date will be listed in the welcome pack we'll send you once you've signed up.
What else is included?
The Westfield Health cash plan also gives you access to some really valuable services and benefits:
DoctorLine UK GP access
DoctorLine UK GP access
24/7 phone or video access to a prescribing UK GP, from anywhere in the world
24 Hour Advice and Information Line
24 Hour Advice and Information Line
24/7 telephone access to a counsellor and legal, debt and medical advice, including access to the Wisdom app
Gym Discounts
Gym Discounts
Exclusive discounts on gym memberships including Virgin Active, Fitness First and more
Westfield Rewards
Westfield Rewards
Exclusive offers and discounts from more than 1,000 popular retailers, restaurants and destinations
Eldercare
Eldercare
Telephone Care Advisory Services and care after hospital for you/ your/ your partner’s elderly relatives
Personal Accident & Accidental Death
Personal Accident & Accidental Death
Cash payouts to help you and your family if the worst should happen
Compare and choose from 5 levels of cover
Level 1
£8.09£16.18
(per month)
Healthcare cash back up to:
£45 Optical
£33 Dental
£200 Therapy Treatments
24Hr GP phone line
Gym discounts
Shopping discounts
Help if you require hospital treatment
24Hr Advice & Information line
Kids covered on key benefits
Level 2
£16.58£33.16
(per month)
Healthcare cash back up to:
£90 Optical
£75 Dental
£425 Therapy Treatments
Everything in level 1
Level 4
£33.26£66.52
(per month)
Healthcare cash back up to:
£205 Optical
£165 Dental
£850 Therapy Treatments
Everything in level 3
Health screening
Level 5
£49.39£98.78
(per month)
Healthcare cash back up to:
£295 Optical
£245 Dental
£1250 Therapy Treatments
Everything in level 4
Read our latest guide for practical ways to look after your wellbeing during the cost of living crisis
Want to know more?
Watch our short video to find out more about our health cash plan and how the benefits can help you and your family in your everyday life.
Cover starts from just £8.09 a month
Follow the link to view the full benefit table to compare plan levels and prices for you and your partner.
Why Westfield
At Westfield Health, we’ve been supporting the health of the nation since 1919. From humble beginnings, we’ve evolved to become a leading health and wellbeing provider with almost 400,000 customers across the country.
Our philosophy is simple. To help everyone lead healthier lives. To enjoy the now – and the future. We encourage positive changes in the mental and physical health and wellbeing of our customers and the wider population.
Giving back is in our nature. We’re a not for profit organisation so we don’t have any shareholders. Over the last 20 years alone we’ve donated over £15m to the NHS and health and wellbeing charities.
You can be sure that some of your monthly premium is being used to improve your customer experience and to benefit the health and wellbeing of communities across the UK.
My Health
Our Good4you cash plan comes with our extensive health and wellbeing services package, My Health:
- DoctorLine – 24/7 virtual GP consultation service, with prescription if required
- 24/7 Advice & Information Line – Legal, debt and health advice and speak to a counsellor
- Wisdom app – Proactive health and wellbeing content and tools
- Westfield Rewards – Save money with offers from hundreds of leading retailers
- Gym Discounts – Discounts at leading gyms and health clubs nationwide
What our customers have to say
Rod calls DoctorLine on holiday
Read more...
Rod calls DoctorLine on holiday
“I used Doctorline when I broke my leg on holiday in Turkey. The doctors were extremely reassuring and helped put my wife and I at ease.
We were also able to claim money back for my hospital stay, which we put towards making our time more comfortable and a wheelchair on my return to the UK.”
Rod Stevens
Sheffield
Cash plan helps Claire on her wedding day!
Read more...
Cash plan helps Claire on her wedding day!
“I’d been putting up with a sore shoulder for over a year - I couldn’t sleep properly, do any lifting or make sudden movements without being in pain.
I used my cash plan to access a private physio, acupuncture and reflexology. I can’t tell you how glad I was to be pain free on my wedding day!”
Claire Graham
Leeds
Counselling service invaluable to Lucy
Read more...
Counselling service invaluable to Lucy
“I couldn’t get appropriate mental health support or physiotherapy through the NHS so used my cash plan to get the diagnosis and treatment I needed.
I accessed the counselling service for support with PTSD, and physio to help my back pain and avoid lengthy NHS waiting times. I couldn’t have paid for it without Westfield Health!”
Lucy Hobson
London
Westfield Health “a pleasure to deal with”
Read more...
Westfield Health “a pleasure to deal with”
“I have used Westfield Health for the last 20 years across a variety of physio, chiropractic and other medical issues without any problems whatsoever. They are extremely competent and always a pleasure to deal with.”
Frank Turner
Read more reviews on Trustpilot
Prices & apply
As a special offer, we’re waiving the usual waiting periods so you can claim as soon as the cover starts (except for maternity/paternity/adoption)
What is and isn't covered
- Claim money back, up to set limits, towards prescription glasses, eye tests, contact lenses and more
- Claim money back, up to set limits, for dental appointments and treatments, and more
- Claim money back, up to set limits, for therapy treatments including physiotherapy, acupuncture, chiropractic, osteopathy and homeopathy
- Claim money back towards GP-referred diagnostic consultations and treatments for you, your children and your partner
- Receive cash payouts for hospital stays, day surgery (NHS or private) and for the arrival of a new baby
- Cover for your children, on key benefits, is included at no extra cost
- Claims for pre-existing conditions which you have had in the last 12 months, with the exception of optical and dental (what is a pre-existing medical condition?)
- Professional or semi professional sports people aren’t covered
- If you’ve had cover with us in the last 2 years, your previous claims may be taken into account
You can claim straight away for any treatment carried out and paid for on or after your start date, excluding the maternity/paternity/adoption benefit.
Your start date will be listed during the checkout process and in the welcome letter we'll send you once you've signed up.
Our most popular benefits for your peace of mind
Prescription glasses and sunglasses, contact lenses and eye tests
Check ups, treatments, clean and polish, braces, dentures and more
Talk to a practising, UK-based GP by telephone with our 24/7 DoctorLine
Cover for your children at no extra cost
Compare and choose from 5 levels of cover
Select cover for yourself or yourself and your partner below. Use the table to compare plan levels and prices. Once you've made your choice, press 'buy now' to start the application process.
|
Cover level Cover level for you & your partner Price per month |
Level 1 £8.09£16.18 |
Level 2 £16.58£33.16 |
Level 3 £24.33£48.66 |
Level 4 £33.26£66.52 |
Level 5 £49.39£98.78 |
|---|
| Most popular |
|||||||
|
Cover level Cover level for you & your partner Price per month |
|||||||
|---|---|---|---|---|---|---|---|
|
Cover level Cover level for you & your partner Price per month |
Level 1 £8.09£16.18 |
Level 2 £16.58£33.16 |
Level 3 £24.33£48.66 |
Level 4 £33.26£66.52 |
Level 5 £49.39£98.78 |
||
| Money back on everyday health and retail discounts | |||||||
| Optical | 2yr | 100% | |||||
|
Optical For you.For each policyholder. |
2yr | 100% | Up to £45 |
Up to £90 |
Up to £145 |
Up to £205 |
Up to £295 |
| Dental | 1yr | 100% | |||||
|
Dental For you.For each policyholder. |
1yr | 100% | Up to £33 |
Up to £75 |
Up to £120 |
Up to £165 |
Up to £245 |
| Dental Accident | 1yr | 100% | |||||
|
Dental Accident For you.For each policyholder. |
1yr | 100% | Up to £75 |
Up to £165 |
Up to £265 |
Up to £350 |
Up to £500 |
| Chiropody | 1yr | 75% | |||||
|
Chiropody For you.For each policyholder. |
1yr | 75% | Up to £35 |
Up to £75 |
Up to £115 |
Up to £155 |
Up to £225 |
| Therapy Treatments | 1yr | 75% | |||||
|
Therapy Treatments For you. Physiotherapy, Acupuncture, Chiropractic, Osteopathy, Homeopathy.For each policyholder. Physiotherapy, Acupuncture, Chiropractic, Osteopathy, Homeopathy. |
1yr | 75% | Up to £200 |
Up to £425 |
Up to £625 |
Up to £850 |
Up to £1250 |
| Prescription Charges | 1yr | ||||||
|
Prescription Charges For you.For each policyholder. |
1yr | 1 item | 2 items | 3 items | |||
| Surgical Appliance | 1yr | 75% | |||||
|
Surgical Appliance For you.For each policyholder. |
1yr | 75% | Up to £55 |
Up to £125 |
Up to £175 |
Up to £230 |
Up to £335 |
| Maternity / Paternity / Adoption | 1yr | ||||||
|
Maternity / Paternity / Adoption For you, per child.For each policyholder, per child. |
1yr | £55 | £115 | £195 | £265 | £385 | |
| Health Screening | 1yr | 50% | |||||
|
Health Screening For you.For each policyholder. |
1yr | 50% | Up to £200 |
Up to £300 |
|||
| Gym Discounts | |||||||
|
Gym Discounts For you.For each policyholder. |
|||||||
| Westfield Rewards | |||||||
|
Westfield Rewards For you.For each policyholder. |
|||||||
| Diagnosis and treatment for body and mind | |||||||
| DoctorLine | |||||||
|
DoctorLine For you, your partner and your dependent children.For you, your partner and your dependent children. |
|||||||
| Consultation | 1yr | 75% | |||||
|
Consultation Shared between you, your partner and dependent children.Shared between you, your partner and dependent children. |
1yr | 75% | Up to £70 |
Up to £135 |
Up to £290 |
Up to £390 |
Up to £575 |
| 24 Hour Advice and Information Line | |||||||
|
24 Hour Advice and Information Line For you. Legal, Debt, speak to a Counsellor and online resources.For you. Legal, Debt, speak to a Counsellor and online resources. |
|||||||
| Help if you require hospital treatment | |||||||
| Hospital Benefit | 1yr | ||||||
|
Hospital Benefit For you. Per day/night up to 14 days/nights per year.For each policyholder, per day/night up to 14 days/nights per year. |
1yr | £13 | £24 | £42 | £61 | £85 | |
| Care After Hospital | 1yr | ||||||
|
Care After Hospital Shared between you and one relative aged 65 or over (your partner or your parent).Shared between each policyholder and one of their relatives aged 65 or over (policyholder's partner or parent) |
1yr | 18 hours | 18 hours | 18 hours | 18 hours | 18 hours | |
| Personal Accident / Accidental Death | |||||||
|
Personal Accident / Accidental Death For you.For each policyholder. |
£10,000 | £20,000 | £30,000 | ||||
| Personal Accident / Permanent Disability | |||||||
|
Personal Accident / Permanent Disability For you.For each policyholder. |
Up to £10,000 |
Up to £20,000 |
Up to £30,000 |
||||
| Caring for your loved ones | |||||||
| Telephone Care Advisory Services | |||||||
|
Telephone Care Advisory Services For you and your/your partner’s elderly relatives aged 65 or over.For you and your/your partner’s elderly relatives aged 65 or over. |
|||||||
| Cover for your children (included at no extra cost) | |||||||
| Money back - shared between your dependent children | |||||||
| Optical | 2yr | 100% | |||||
| Optical | 2yr | 100% | Up to £45 |
Up to £90 |
Up to £145 |
Up to £205 |
Up to £295 |
| Dental | 1yr | 100% | |||||
| Dental | 1yr | 100% | Up to £33 |
Up to £75 |
Up to £120 |
Up to £165 |
Up to £245 |
| Dental Accident | 1yr | 100% | |||||
| Dental Accident | 1yr | 100% | Up to £75 |
Up to £165 |
Up to £265 |
Up to £350 |
Up to £500 |
| Help if you require hospital treatment - For each dependent child | |||||||
| Hospital Benefit | 1yr | ||||||
|
Hospital Benefit Per day/night up to 14 days/nights per year. |
1yr | £6 | £10 | £18 | £23 | £36 | |
Frequently asked questions
You are eligible to apply for the Good4you Health Cash Plan if you are aged 16-65 (i.e. not yet 66), a resident of the UK, Jersey or Isle of Man for a minimum of 6 months each year and are not a professional or semi professional sports person. (Don’t worry when you reach 66, your cover will continue).
Do I need a referral from my GP?
Before we approve a claim for certain benefits, we may ask you for a letter from your GP or consultant to confirm that they have recommended your treatment and it’s not a pre-existing medical condition. Some GPs and medical practitioners may charge for this service and we’re sorry that this isn’t a cost that we can cover.
We aim to process your claims and get your money back to you as soon as we can, and the fastest way to do this for our most popular benefits (optical, dental, chiropody and therapy treatments) is via My Westfield or the My Westfield mobile app. For more detailed information on how to claim click here.
Every benefit has its own benefit period. The majority of your money back benefit allowances have a one year benefit period. Each benefit period will be activated when you submit your first claim, and will start from the date you paid your practitioner.
For Hospital Benefit your benefit period begins on the first day or night that we pay benefit for.
For Maternity/Paternity/Adoption, your benefit period begins on the date of birth or the date the child is placed with you for adoption.
You can keep sending in claims for a benefit until you reach your maximum allowance, or your benefit period expires. When your benefit period expires, the full allowance will renew, but your next benefit period will not be activated until you submit your next claim.
What if I have any pre-existing medical conditions – will I be covered?
We will not cover any pre-existing conditions which you’ve had in the last 12 months, with the exception of optical and dental. This also applies to your dependent children. What is a pre-existing condition?
Can I increase or decrease my level of cover after I have joined?
Yes, absolutely. The Good4you Health Cash Plan is very flexible. If you wish to change levels, simply call us and we will make the necessary arrangements (this is subject to the terms and conditions of the plan).
Can I cancel the plan if I change my mind?
Yes, you have the right to cancel at any time. Your policy also contains a 14-day cooling off period from the date we accept your application. If you change your mind during this time, providing that you have not made or intend to make a claim, we will refund your full premium.
Contact our customer care team
- Ask us a question
- Find out more about what’s covered
- Upgrade your plan or add your partner
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