Perfect for SMEs, our business health insurance plans will help to cover the cost of private healthcare, should your people need to access it. Give your team access to prompt treatment when they need it most. Reward your team and minimise employee sickness with small business private health insurance.
Affordable and accessible cover.
Faster access to private surgery and medical treatment.
Immediate cover (no medical required, except Maternity/Paternity/Adoption benefit) enabling your people to be treated quicker and be back in the workplace sooner
What is small business private health insurance?
As NHS waiting lists and private medical insurance costs continue to grow, there’s never been a better time to think about your business health insurance needs. Private health insurance gives your people quick access to private treatment so they can avoid lengthy waiting lists and get back to work sooner.
There are different levels of cover to choose from to suit your budget, charged per employee per month. To keep the costs low, it doesn't cover heart or cancer related conditions as these are areas prioritised by the NHS.
The benefits of small business health insurance
When you prioritise your people’s health and wellbeing, your business will benefit too. Providing your employees with health insurance allows them to access the treatment they need, and offer peace of mind that when they need help they can access it quickly.
Attract the best talent
Stand out to the most talented people in the job market with an attractive benefits package
Reduce absence rates
With easier access to treatment, employees can be seen faster and return to work sooner
Increase retention rate
With 1 in 5 workers considering changing jobs in the next year, making them feel supported and valued can encourage them to stay in a role for longer.
A healthier workforce
Private health insurance can help your employees take better care of their physical and mental health without facing delays
Non-urgent surgery
With immediate cover for new conditions (except Maternity/Paternity/Adoption benefit) and fast access to private treatment for non-urgent surgery
Trusted provider
We’ve been dedicated to making a healthy difference to thousands of policyholders for over 100 years
What does small business health insurance include?
Small business health insurance gives your people access to private healthcare at an affordable price for you. There are two levels of cover to suit your budget and it can be combined with one of our health cash plans to give more complete cover.
Support your employees’ physical and mental health with small business insurance:
| Benefits | Health cash plansHCP | Surgery ChoicesPHI | Combined solutionHCP & PHI |
|---|---|---|---|
| Routine dental | |||
| Routine optical | |||
| Therapy treatments | |||
| Chiropody | |||
| Specialist Consultation and Diagnostics | |||
| MRI, CT and PET scanning | |||
| 24hr advice and information line | |||
| 24hr telephone GP access | |||
| Children's cover on key benefits | |||
| Non-urgent surgery | |||
| Surgeon / physician fees | |||
| Anaesthetist fees | |||
| Patient accommodation and meals | |||
| Drugs and dressings | |||
| Inpatient tests, as part of a surgical procedure | |||
| Surgical complications within 30 days | |||
| Cancer / Heart treatment | |||
| Psychiatric inpatient |
