What is a health cash plan?

A health cash plan allows you to claim money back, up to set limits, towards the cost of your essential healthcare, as well as providing access to valuable health and wellbeing services.

You can rest assured that your cover will help with your bills, so it’s a great way to help you budget for your everyday health costs. Your dependent children are covered too, on key benefits, giving you that extra peace of mind.

What’s covered

  • Claim money back, up to set limits, towards prescription glasses, eye tests, contact lenses and more

  • Claim money back, up to set limits, for dental appointments and treatments, therapy treatments and more

  • Claim money back towards GP-referred diagnostic consultations and treatments for you, your children and your partner

  • Receive cash payouts for hospital stays, day surgery (NHS or private) and for the arrival of a new baby

  • Cover for your children, on key benefits, is included at no extra cost

What’s not covered

  • Claims for pre-existing conditions which you have had in the last 12 months, with the exception of optical and dental
    What is a pre-existing condition?

  • Professional or semi professional sports people aren’t covered

You'll also benefit from our health and wellbeing services

Money back for check ups and treatments
"I visited the dentist for a check up and scale and polish, which cost £87. I claimed back the full cost from my Westfield Health Cash Plan and got the money back within 3 days"
Cash payouts for hospital stays and day surgery
"Following a two night stay in hospital for treatment for a hernia, Westfield Health paid me a cash sum of £76"

Plan benefits: 5 levels of cover to choose from

The featured premiums include Insurance Premium Tax at the current rate and are subject to review in respect of any changes in taxation. In the case of Therapy Treatments, the amount shown represents a combined total for all the treatments. This amount can be used for any one or combination of treatments. More information on each benefit and service, including details of limitations, exclusions and any qualifying periods, can be found in the Terms and Conditions.

Details of your cover

You are eligible to apply for the Good4you Health Cash Plan if you are aged 16-65 (i.e. not yet 66), a resident of the UK, Jersey or Isle of Man for a minimum of 6 months each year and are not a professional or semi professional sports person. (Don’t worry when you reach 66, your cover will continue).

Yes, you have the right to cancel at any time. Your policy also contains a 14-day cooling off period from the date we accept your application. If you change your mind during this time, providing that you have not made or intend to make a claim, we will refund your full premium.

Yes, absolutely. The Good4you Health Cash Plan is very flexible. If you wish to change levels, simply call us and we will make the necessary arrangements (this is subject to the terms and conditions of the plan).

We will not cover any pre-existing conditions which you've had in the last 12 months, with the exception of optical and dental. This also applies to your dependent children. What is a pre-existing condition?

Every benefit has its own benefit period. This is the period of time during which you can use your benefit allowance, before it refreshes in full. The majority of your money back benefit allowances have a one year benefit period. Each benefit period will be activated when you submit your first claim, and will start from the date you paid your practitioner.

You can keep sending in claims for a benefit until you reach your maximum allowance, or your benefit period expires. When your benefit period expires, the full allowance will renew, but your next benefit period will not be activated until you submit your next claim.

For Hospital Benefit your benefit period begins on the first day or night that we pay benefit for.

For Maternity/Paternity/Adoption, your benefit period begins on the date of birth or the date the child is placed with you for adoption.

We aim to process your claims and get your money back to you as soon as we can, and the fastest way to do this for our most popular benefits (optical, dental, chiropody and therapy treatments) is via My Westfield or our Claims App. For more detailed information on how to claim click here.

Before we approve a claim for certain benefits, we may ask you for a letter from your GP or consultant to confirm that they have recommended your treatment and it’s not a pre-existing medical condition. Some GPs and medical practitioners may charge for this service and we’re sorry that this isn’t a cost that we can cover.

 

Westfield Rewards - included at no extra cost with your Good4you plan

Pick up discounts for:

  • High street stores

  • Supermarkets

  • Travel companies

  • Utility services

Our exclusive rewards website provides access to special offers on all your favourite goods and services from over 600 leading online and high street retailers.

Find out more

Our customer stories

Testimonial
"My last opticians bill was £75, so it was a relief to know I could claim the money back using my health cover and it was paid straight back into my bank account."
Testimonial
"I used the consultation benefit to get an appointment at the hospital and was seen within a week. I'm really grateful for the cover."
Testimonial
"I can’t recommend this health cover enough, it’s there so use it!"