Tailor your cover with outpatient care
On both levels, you can also choose to add £1,000 of outpatient care. This will increase the monthly premium but cover things like:
- Specialist consultation
- Diagnostic tests such as x-rays, blood tests and ultrasounds
- MRI, CT and PET scans
- Post-operative physiotherapy
Please note, post-operative physiotherapy is in addition to any physiotherapy provided by the hospital as part of your surgery package. So if you’re referred for physiotherapy after your surgery or procedure, we’ll cover you for post-operative physiotherapy.
We’ll provide you with up to 4 sessions if you’re referred by a GP and up to 10 sessions if you’re referred by a medical specialist.
The cost of these sessions doesn’t come from the £1,000 Outpatient benefit pot. However if this is your first outpatient claim of the year, and you have an excess on your policy, the excess is applied. This means that you would have to pay for the first £100 of physiotherapy. This would be an unusual scenario though, as it’s likely that you would have made an outpatient claim before your surgery.