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What is and isn't covered

  • Claim money back, up to set limits, towards prescription glasses, eye tests, contact lenses and more
  • Claim money back, up to set limits, for dental appointments, treatments and more
  • Claim money back, up to set limits, for therapy treatments including physiotherapy, acupuncture, chiropractic, osteopathy and homeopathy
  • Claim money back towards GP-referred diagnostic consultations and treatments for you, your children and your partner
  • Receive cash payouts for hospital stays, day surgery (NHS or private) and for the arrival of a new baby
  • Cover for your children, on key benefits, is included at no extra cost
  • Claims for pre-existing conditions which you have had in the last 12 months, with the exception of optical and dental (what is a pre-existing medical condition?)
  • Professional or semi professional sports people aren’t covered
  • If you’ve had cover with us in the last 2 years, your previous claims may be taken into account

Plan benefits: 5 levels of cover to choose from

Who would you like to cover? Choose from the options below.

For you
 
For you &
your partner

Level 1
£8.09£16.18

(per month)

Healthcare cash back up to:
£45 Optical
£33 Dental
£200 Therapy Treatments

24Hr GP phone line

Gym discounts

Shopping discounts

Help if you require hospital treatment

24Hr Advice & Information line

Kids covered on key benefits

Level 2
£16.58£33.16

(per month)

Healthcare cash back up to:
£90 Optical
£75 Dental
£425 Therapy Treatments

Everything in level 1

Most popular

Level 3
£24.33£48.66

(per month)

Healthcare cash back up to:
£145 Optical
£120 Dental
£625 Therapy Treatments

Everything in level 2

Prescription charges

Personal accident/accidental disability cover

Level 4
£33.26£66.52

(per month)

Healthcare cash back up to:
£205 Optical
£165 Dental
£850 Therapy Treatments

Everything in level 3

Health screening

Level 5
£49.39£98.78

(per month)

Healthcare cash back up to:
£295 Optical
£245 Dental
£1250 Therapy Treatments

Everything in level 4

Cover level

Cover level for you & your partner

Price per month

Benefit period

Money back amount

 Level 1
£8.09£16.18
 Level 2
£16.58£33.16
 Level 3
£24.33£48.66
 Level 4
£33.26£66.52
 Level 5
£49.39£98.78

Cover level

Cover level for you & your partner

Price per month

Benefit period

Money back amount

Cover level

Cover level for you & your partner

Price per month

Benefit period

Money back amount

 Level 1
£8.09£16.18
 Level 2
£16.58£33.16
 Level 3
£24.33£48.66
 Level 4
£33.26£66.52
 Level 5
£49.39£98.78
Money back on everyday health and retail discounts
Optical 2yr 100%
Optical
For you.For each policyholder. 		2yr 100% Up to
£45		 Up to
£90		 Up to
£145		 Up to
£205		 Up to
£295
Dental 1yr 100%
Dental
For you.For each policyholder. 		1yr 100% Up to
£33		 Up to
£75		 Up to
£120		 Up to
£165		 Up to
£245
Dental Accident 1yr 100%
Dental Accident
For you.For each policyholder. 		1yr 100% Up to
£75		 Up to
£165		 Up to
£265		 Up to
£350		 Up to
£500
Chiropody 1yr 75%
Chiropody
For you.For each policyholder. 		1yr 75% Up to
£35		 Up to
£75		 Up to
£115		 Up to
£155		 Up to
£225
Therapy Treatments 1yr 75%
Therapy Treatments
For you. Physiotherapy, Acupuncture, Chiropractic, Osteopathy, Homeopathy.For each policyholder. Physiotherapy, Acupuncture, Chiropractic, Osteopathy, Homeopathy. 		1yr 75% Up to
£200		 Up to
£425		 Up to
£625		 Up to
£850		 Up to
£1250
Prescription Charges 1yr  
Prescription Charges
For you.For each policyholder. 		1yr   1 item 2 items 3 items
Surgical Appliance 1yr 75%
Surgical Appliance
For you.For each policyholder. 		1yr 75% Up to
£55		 Up to
£125		 Up to
£175		 Up to
£230		 Up to
£335
Maternity / Paternity / Adoption 1yr  
Maternity / Paternity / Adoption
For you, per child.For each policyholder, per child. 		1yr   £55 £115 £195 £265 £385
Health Screening 1yr 50%
Health Screening
For you.For each policyholder. 		1yr 50% Up to
£200		 Up to
£300
Gym Discounts
Gym Discounts
For you.For each policyholder. 		   
Westfield Rewards
Westfield Rewards
For you.For each policyholder. 		   
Diagnosis and treatment for body and mind
DoctorLine
DoctorLine
For you, your partner and your dependent children.For you, your partner and your dependent children. 		   
Specialist Consultation and Diagnostics 1yr 75%
Specialist Consultation and Diagnostics
Shared between you, your partner and dependent children.Shared between you, your partner and dependent children. 		1yr 75% Up to
£70		 Up to
£135		 Up to
£290		 Up to
£390		 Up to
£575
24 Hour Advice and Information Line
24 Hour Advice and Information Line
For you. Legal, Debt, speak to a Counsellor and online resources.For you. Legal, Debt, speak to a Counsellor and online resources. 		   
Help if you require hospital treatment
Hospital Benefit 1yr  
Hospital Benefit
For you. Per day/night up to 14 days/nights per year.For each policyholder, per day/night up to 14 days/nights per year. 		1yr   £13 £24 £42 £61 £85
Care After Hospital 1yr  
Care After Hospital
Shared between you and one relative aged 65 or over (your partner or your parent).Shared between each policyholder and one of their relatives aged 65 or over (policyholder's partner or parent) 		1yr   18 hours 18 hours 18 hours 18 hours 18 hours
Personal Accident / Accidental Death
Personal Accident / Accidental Death
For you.For each policyholder. 		    £10,000 £20,000 £30,000
Personal Accident / Permanent Disability
Personal Accident / Permanent Disability
For you.For each policyholder. 		    Up to
£10,000		 Up to
£20,000		 Up to
£30,000
Caring for your loved ones
Telephone Care Advisory Services
Telephone Care Advisory Services
For you and your/your partner’s elderly relatives aged 65 or over.For you and your/your partner’s elderly relatives aged 65 or over. 		   
Cover for your children (included at no extra cost)
Money back - shared between your dependent children
Optical 2yr 100%
Optical 2yr 100% Up to
£45		 Up to
£90		 Up to
£145		 Up to
£205		 Up to
£295
Dental 1yr 100%
Dental 1yr 100% Up to
£33		 Up to
£75		 Up to
£120		 Up to
£165		 Up to
£245
Dental Accident 1yr 100%
Dental Accident 1yr 100% Up to
£75		 Up to
£165		 Up to
£265		 Up to
£350		 Up to
£500
Help if you require hospital treatment - For each dependent child
Hospital Benefit 1yr  
Hospital Benefit
Per day/night up to 14 days/nights per year. 		1yr   £6 £10 £18 £23 £36

You have selected:
Good4You Health Cash Plan Level 3

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Frequently asked questions

You are eligible to apply for the Good4you Health Cash Plan if you are aged 16-65 (i.e. not yet 66), a resident of the UK, Jersey or Isle of Man for a minimum of 6 months each year and are not a professional or semi professional sports person. (Don’t worry when you reach 66, your cover will continue).

Before we approve a claim for certain benefits, we may ask you for a letter from your GP or consultant to confirm that they have recommended your treatment and it’s not a pre-existing medical condition. Some GPs and medical practitioners may charge for this service and we’re sorry that this isn’t a cost that we can cover.

We aim to process your claims and get your money back to you as soon as we can, and the fastest way to do this for our most popular benefits (optical, dental, chiropody and therapy treatments) is via My Westfield or the My Westfield mobile app. For more detailed information on how to claim click here.

Every benefit has its own benefit period. The majority of your money back benefit allowances have a one year benefit period. Each benefit period will be activated when you submit your first claim, and will start from the date you paid your practitioner.

For Hospital Benefit your benefit period begins on the first day or night that we pay benefit for.

For Maternity/Paternity/Adoption, your benefit period begins on the date of birth or the date the child is placed with you for adoption.

You can keep sending in claims for a benefit until you reach your maximum allowance, or your benefit period expires. When your benefit period expires, the full allowance will renew, but your next benefit period will not be activated until you submit your next claim.

We will not cover any pre-existing conditions which you’ve had in the last 12 months, with the exception of optical and dental. This also applies to your dependent children. What is a pre-existing condition?

Yes, absolutely. The Good4you Health Cash Plan is very flexible. If you wish to change levels, simply call us and we will make the necessary arrangements (this is subject to the terms and conditions of the plan).

Yes, you have the right to cancel at any time. Your policy also contains a 14-day cooling off period from the date we accept your application. If you change your mind during this time, providing that you have not made or intend to make a claim, we will refund your full premium.

Good4you plan documents

See the full health cash plan guide

Insurance Product Information Document