What is and isn't covered
- Claim money back, up to set limits, towards prescription glasses, eye tests, contact lenses and more
- Claim money back, up to set limits, for dental appointments and treatments, and more
- Claim money back, up to set limits, for therapy treatments including physiotherapy, acupuncture, chiropractic, osteopathy and homeopathy
- Claim money back towards GP-referred diagnostic consultations and treatments for you, your children and your partner
- Receive cash payouts for hospital stays, day surgery (NHS or private) and for the arrival of a new baby
- Cover for your children, on key benefits, is included at no extra cost
- Claims for pre-existing conditions which you have had in the last 12 months, with the exception of optical and dental (what is a pre-existing medical condition?)
- Professional or semi professional sports people aren’t covered
- If you’ve had cover with us in the last 2 years, your previous claims may be taken into account
Our most popular benefits for your peace of mind
Prescription glasses and sunglasses, contact lenses and eye tests
Check ups, treatments, clean and polish, braces, dentures and more
Talk to a practising, UK-based GP by telephone with our 24/7 DoctorLine
Cover for your children at no extra cost
Compare and choose from 5 levels of cover
Select cover for yourself or yourself and your partner below. Use the table to compare plan levels and prices. Once you've made your choice, press 'buy now' to start the application process.
Level 1
£8.09£16.18
(per month)
Healthcare cash back up to:
£45 Optical
£33 Dental
£200 Therapy Treatments
& more
24Hr GP phone line
Gym discounts
Shopping discounts
Help if you require hospital treatment
24Hr Advice & Information line
Kids covered on key benefits
Level 2
£16.58£33.16
(per month)
Healthcare cash back up to:
£90 Optical
£75 Dental
£425 Therapy Treatments
& more
Everything in level 1
Level 4
£33.26£66.52
(per month)
Healthcare cash back up to:
£205 Optical
£165 Dental
£850 Therapy Treatments
& more
Everything in level 3
Health screening
Level 5
£49.39£98.78
(per month)
Healthcare cash back up to:
£295 Optical
£245 Dental
£1250 Therapy Treatments
& more
Everything in level 4
Cover level Cover level for you & your partner Price per month |
Level 1 £8.09£16.18 |
Level 2 £16.58£33.16 |
Level 3 £24.33£48.66 |
Level 4 £33.26£66.52 |
Level 5 £49.39£98.78 |
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Cover level Cover level for you & your partner Price per month |
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Cover level Cover level for you & your partner Price per month |
Level 1 £8.09£16.18 |
Level 2 £16.58£33.16 |
Level 3 £24.33£48.66 |
Level 4 £33.26£66.52 |
Level 5 £49.39£98.78 |
||
Money back on everyday health and retail discounts | |||||||
Optical | 2yr | 100% | |||||
Optical For you.For each policyholder. |
2yr | 100% | Up to £45 |
Up to £90 |
Up to £145 |
Up to £205 |
Up to £295 |
Dental | 1yr | 100% | |||||
Dental For you.For each policyholder. |
1yr | 100% | Up to £33 |
Up to £75 |
Up to £120 |
Up to £165 |
Up to £245 |
Dental Accident | 1yr | 100% | |||||
Dental Accident For you.For each policyholder. |
1yr | 100% | Up to £75 |
Up to £165 |
Up to £265 |
Up to £350 |
Up to £500 |
Chiropody | 1yr | 75% | |||||
Chiropody For you.For each policyholder. |
1yr | 75% | Up to £35 |
Up to £75 |
Up to £115 |
Up to £155 |
Up to £225 |
Therapy Treatments | 1yr | 75% | |||||
Therapy Treatments For you. Physiotherapy, Acupuncture, Chiropractic, Osteopathy, Homeopathy.For each policyholder. Physiotherapy, Acupuncture, Chiropractic, Osteopathy, Homeopathy. |
1yr | 75% | Up to £200 |
Up to £425 |
Up to £625 |
Up to £850 |
Up to £1250 |
Prescription Charges | 1yr | ||||||
Prescription Charges For you.For each policyholder. |
1yr | 1 item | 2 items | 3 items | |||
Surgical Appliance | 1yr | 75% | |||||
Surgical Appliance For you.For each policyholder. |
1yr | 75% | Up to £55 |
Up to £125 |
Up to £175 |
Up to £230 |
Up to £335 |
Maternity / Paternity / Adoption | 1yr | ||||||
Maternity / Paternity / Adoption For you, per child.For each policyholder, per child. |
1yr | £55 | £115 | £195 | £265 | £385 | |
Health Screening | 1yr | 50% | |||||
Health Screening For you.For each policyholder. |
1yr | 50% | Up to £200 |
Up to £300 |
|||
Gym Discounts | |||||||
Gym Discounts For you.For each policyholder. |
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Westfield Rewards | |||||||
Westfield Rewards For you.For each policyholder. |
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Diagnosis and treatment for body and mind | |||||||
DoctorLine | |||||||
DoctorLine For you, your partner and your dependent children.For you, your partner and your dependent children. |
|||||||
Consultation | 1yr | 75% | |||||
Consultation Shared between you, your partner and dependent children.Shared between you, your partner and dependent children. |
1yr | 75% | Up to £70 |
Up to £135 |
Up to £290 |
Up to £390 |
Up to £575 |
24 Hour Advice and Information Line | |||||||
24 Hour Advice and Information Line For you. Legal, Debt, speak to a Counsellor and online resources.For you. Legal, Debt, speak to a Counsellor and online resources. |
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Help if you require hospital treatment | |||||||
Hospital Benefit | 1yr | ||||||
Hospital Benefit For you. Per day/night up to 14 days/nights per year.For each policyholder, per day/night up to 14 days/nights per year. |
1yr | £13 | £24 | £42 | £61 | £85 | |
Care After Hospital | 1yr | ||||||
Care After Hospital Shared between you and one relative aged 65 or over (your partner or your parent).Shared between each policyholder and one of their relatives aged 65 or over (policyholder's partner or parent) |
1yr | 18 hours | 18 hours | 18 hours | 18 hours | 18 hours | |
Personal Accident / Accidental Death | |||||||
Personal Accident / Accidental Death For you.For each policyholder. |
£10,000 | £20,000 | £30,000 | ||||
Personal Accident / Permanent Disability | |||||||
Personal Accident / Permanent Disability For you.For each policyholder. |
Up to £10,000 |
Up to £20,000 |
Up to £30,000 |
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Caring for your loved ones | |||||||
Telephone Care Advisory Services | |||||||
Telephone Care Advisory Services For you and your/your partner’s elderly relatives aged 65 or over.For you and your/your partner’s elderly relatives aged 65 or over. |
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Cover for your children (included at no extra cost) | |||||||
Money back - shared between your dependent children | |||||||
Optical | 2yr | 100% | |||||
Optical | 2yr | 100% | Up to £45 |
Up to £90 |
Up to £145 |
Up to £205 |
Up to £295 |
Dental | 1yr | 100% | |||||
Dental | 1yr | 100% | Up to £33 |
Up to £75 |
Up to £120 |
Up to £165 |
Up to £245 |
Dental Accident | 1yr | 100% | |||||
Dental Accident | 1yr | 100% | Up to £75 |
Up to £165 |
Up to £265 |
Up to £350 |
Up to £500 |
Help if you require hospital treatment - For each dependent child | |||||||
Hospital Benefit | 1yr | ||||||
Hospital Benefit Per day/night up to 14 days/nights per year. |
1yr | £6 | £10 | £18 | £23 | £36 |
Contact our customer care team
- Ask us a question
- Find out more about what’s covered
- Upgrade your plan or add your partner
Useful resources
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