Smile Assured Dental cover for everyday care and unexpected bills
We’ve partnered with dental insurance specialists, Protego, to offer you the Smile Assured Dental Plan that gives you up to £500 cash back per year to cover the cost of any NHS dental treatment.
Costs, up to set limits, can be claimed back for check ups, treatments, clean and polishes, dentures and more. All for just £12.50 per month.
This means you can keep up to date with your appointments to make sure your teeth and gums are in the best condition possible.
Cover that keeps you smiling
Protego have been covering people’s NHS dental costs since 2012 and have thousands of customers across the UK.
The policy covers all NHS dental treatments and claims are usually settled in a few days, giving you peace of mind that you can get the treatment you need, when you need it.
You don’t need to change your routine either, as you can continue with your current NHS dentist.
All policies are underwritten by Westfield Health.
When you click on this link you will be redirected to Protego’s website to complete your application. All policies are underwritten by Westfield Health.
Cover at a glance
| Examinations, scale and polish and X-rays |
All NHS charges paid, up to set limits |
| Fillings, root canal treatments, extractions, crowns, bridges, dentures and repairs |
All NHS charges paid, up to set limits |
| Dental-related prescription items |
6 items per year |
| Total maximum annual claim limit |
£500 |
| Oral cancer cover |
£6,500 |
| Accidental impact injury |
£750 |
| In-patient cash per night (dental related) |
£25 per night, up to 25 nights per year |
| Monthly premium per person |
£12.50 |
5 reasons to join Smile Assured
Low-cost payments
Our plan is affordable with low cost payments for just £12.50 a month
Join today, claim tomorrow
Starting up is simple and if you join today, you could claim as early as tomorrow
Claims settled quickly
Claims are usually settled within a few days
Use your NHS Dentist
Your usual dental routine doesn’t have to change and you can even use your own NHS dentist
All NHS treatments covered
Claim up to £500 per year towards all NHS treatments
Apply now
When you click on this link you will be redirected to Protego’s website to complete your application. All policies are underwritten by Westfield Health.
Frequently asked questions
How long can I remain on this plan?
You can stay on the plan and continue to benefit from it for as long as you wish.
When can I start using this plan?
You are covered for the benefits above the day after joining.
I have not been to a dentist for more than two years primarily due to Covid-19. Can I join the plan?
Yes. You will need to see a dentist and get any recommended treatments completed at your own expense, initially. Claims for future visits and treatments will then be covered by your plan.
I need treatment now. Will it be covered when I join?
Unfortunately, we’re unable to cover these situations. We only cover new dental conditions that occur after joining.
I am treated by an NHS dentist. Why would I need a plan?
NHS charges can become expensive. A routine check-up that results in a crown would be £282.80. A filling 6 months later would be £65.20 or a second crown would be another £282.80. With the Smile Assured NHS Dental Plan, you get up to £500 per year to cover these costs. (NHS charges correct, Feb 2022).
How long will it take for me to receive the reimbursement?
All claims will be settled as quickly as possible, usually within 2–3 working days.
How will I receive the reimbursement?
You choose. We can either send you a cheque or arrange a bank transfer.
Claiming is easy. Submit a short claim form to Protego with a valid receipt, either online via the claims portal or by post and receive your money back in a few days.
100% of your dental bill, according to the 3 bands of charges for all NHS dental treatments and up to a generous annual maximum of £500. There are many other dental benefits included. Please refer to the premium and benefits table above.
Who can apply for Smile Assured?
Anyone aged between 16 and 69 who has an NHS Dentist and pays for their treatment.
Read the full plan guide of your chosen policy for full terms and conditions