Smile Assured Dental cover for everyday care and unexpected bills

We’ve partnered with dental insurance specialists, Protego, to offer you the Smile Assured Dental Plan that gives you up to £500 cash back per year to cover the cost of any NHS dental treatment.

Costs, up to set limits, can be claimed back for check ups, treatments, clean and polishes, dentures and more. All for just £12.50 per month.

This means you can keep up to date with your appointments to make sure your teeth and gums are in the best condition possible.

Cover that keeps you smiling

Protego have been covering people’s NHS dental costs since 2012 and have thousands of customers across the UK.

The policy covers all NHS dental treatments and claims are usually settled in a few days, giving you peace of mind that you can get the treatment you need, when you need it.

You don’t need to change your routine either, as you can continue with your current NHS dentist.

All policies are underwritten by Westfield Health.

When you click on this link you will be redirected to Protego’s website to complete your application. All policies are underwritten by Westfield Health.

Cover at a glance

Examinations, scale and polish and X-rays

All NHS charges paid, up to set limits

Fillings, root canal treatments, extractions, crowns, bridges, dentures and repairs

All NHS charges paid, up to set limits

Dental-related prescription items

6 items per year

Total maximum annual claim limit


Oral cancer cover


Accidental impact injury


In-patient cash per night (dental related)

£25 per night, up to 25 nights per year

Monthly premium per person


5 reasons to join Smile Assured

Low cost payments

Low-cost payments

Our plan is affordable with low cost payments for just £12.50 a month

Join today claim tomorrow

Join today, claim tomorrow

Starting up is simple and if you join today, you could claim as early as tomorrow

Claims settled quickly

Claims settled quickly

Claims are usually settled within a few days

Use your NHS Dentist

Use your NHS Dentist

Your usual dental routine doesn’t have to change and you can even use your own NHS dentist

All NHS treatments covered

All NHS treatments covered

Claim up to £500 per year towards all NHS treatments

Apply now

When you click on this link you will be redirected to Protego’s website to complete your application. All policies are underwritten by Westfield Health.

Frequently asked questions

You can stay on the plan and continue to benefit from it for as long as you wish.

You are covered for the benefits above the day after joining.

Yes. You will need to see a dentist and get any recommended treatments completed at your own expense, initially. Claims for future visits and treatments will then be covered by your plan.

Unfortunately, we’re unable to cover these situations. We only cover new dental conditions that occur after joining.

NHS charges can become expensive. A routine check-up that results in a crown would be £282.80. A filling 6 months later would be £65.20 or a second crown would be another £282.80. With the Smile Assured NHS Dental Plan, you get up to £500 per year to cover these costs. (NHS charges correct, Feb 2022).

All claims will be settled as quickly as possible, usually within 2–3 working days.

You choose. We can either send you a cheque or arrange a bank transfer.

Claiming is easy. Submit a short claim form to Protego with a valid receipt, either online via the claims portal or by post and receive your money back in a few days.

100% of your dental bill, according to the 3 bands of charges for all NHS dental treatments and up to a generous annual maximum of £500. There are many other dental benefits included. Please refer to the premium and benefits table above.

Anyone aged between 16 and 69 who has an NHS Dentist and pays for their treatment.

Couple looking for information

Read the full plan guide of your chosen policy for full terms and conditions

Dental Plan Terms and Conditions

Dental Plan Policy Summary

Protego Group Key Facts