What is a Health Cash Plan?

A health cash plan allows you to claim money back, up to set limits, towards the cost of your essential healthcare, as well as providing access to valuable health and wellbeing services.

Your dependent children are covered on key benefits at no extra cost, giving you that extra peace of mind. If you and your partner both buy cover, your children will receive double the benefits.

You can also choose to add Surgery Choices, our Private Health Insurance, to you prompt diagnosis, referral and fast access to private treatment for covered conditions, with an affordable price tag.

Step 1

Choose your practitioner

Step 2

Pay for your treatment

Step 3

Submit your claim online

Step 4

Payments processed in 2 working days

What’s included?

You can claim cashback, up to set limits, on a wide range of everyday health costs. You also access to several valuable health and wellbeing services. Here are just some of the most popular benefits:

Optical

Claim for prescription glasses and sunglasses, contact lenses, eye tests and more

Dental

Money back for check ups, treatments, clean and polish, braces, dentures and more

Therapy Treatments

Cashback for physiotherapy, acupuncture, chiropractic, homeopathy

Kids cover

Children are covered on key benefits at no extra cost

What is and isn’t covered

  • Claim money back, up to set limits, towards prescription glasses, eye tests, contact lenses and more
  • Claim money back, up to set limits, for dental appointments, treatments and more
  • Claim money back, up to set limits, for therapy treatments including physiotherapy, acupuncture, chiropractic, osteopathy and homeopathy
  • Claim money back towards GP-referred diagnostic consultations and treatments for you and your children
  • Cover for your children, on key benefits, is included at no extra cost
  • Claims for pre-existing conditions which you have had in the last 12 months, with the exception of optical and dental (what is a pre-existing medical condition?)
  • Professional sports people aren’t covered
  • If you’ve had cover with us in the last 2 years, your previous claims may be taken into account

Compare and choose from 4 levels of cover

Select cover for yourself or yourself and your partner below. Use the table to compare plan levels and prices. Once you’ve made your choice, press ‘next’ to continue the application process.

Cover level

Price per month

Benefit period

Money back amount

 Level 1
£5.00
 Level 2
£10.00
 Level 3
£12.43
 Level 4
£14.85

Cover level

Price per month

Benefit period

Money back amount

Cover level

Price per month

Benefit period

Money back amount

 Level 1
£5.00
 Level 2
£10.00
 Level 3
£12.43
 Level 4
£14.85
Money back on everyday health
2yr 100%

For you. 		2yr 100% Up to
£50		 Up to
£100		 Up to
£150		 Up to
£200
1yr 100%

For you. 		1yr 100% Up to
£50		 Up to
£100		 Up to
£150		 Up to
£200
1yr 100%

For you. Physiotherapy, Acupuncture, Chiropractic, Osteopathy, Homeopathy. 		1yr 100% Up to
£75		 Up to
£150		 Up to
£200		 Up to
£250
Diagnosis and treatment for body and mind
DoctorLine
DoctorLine
For you, your partner and your children. 		   
1yr 100%

For you. 		1yr 100% Up to
£100		 Up to
£200		 Up to
£300		 Up to
£400
Scanning Service – MRI, CT and PET scans
Scanning Service – MRI, CT and PET scans
For you. Following a referral from a Consultant, email this to our Scanning Service, they will arrange your scan. Please see Benefit Rules for more information. 		   
Money back – shared between your dependent children
2yr 100%
2yr 100% Up to
£50		 Up to
£100		 Up to
£150		 Up to
£200
1yr 100%
1yr 100% Up to
£50		 Up to
£100		 Up to
£150		 Up to
£200
1yr 100%
1yr 100% Up to
£100		 Up to
£200		 Up to
£300		 Up to
£400
1yr 100%

Physiotherapy, Acupuncture, Chiropractic, Osteopathy, Homeopathy. 		1yr 100% Up to
£75		 Up to
£150		 Up to
£200		 Up to
£250

You have selected:
Health Cash Plan Level #

Next

Online claims processed within 2 working days

95% of (correctly presented) claims paid

4.6 star Trustpilot rating

Secure purchase process

24/7 online account access

What our customers have to say

Rod calls DoctorLine on holiday
Read more...

Rod calls DoctorLine on holiday

“I used Doctorline when I broke my leg on holiday in Turkey. The doctors were extremely reassuring and helped put my wife and I at ease.

We were also able to claim money back for my hospital stay, which we put towards making our time more comfortable and a wheelchair on my return to the UK.”

Rod Stevens
Sheffield

Cash plan helps Claire on her wedding day!
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Cash plan helps Claire on her wedding day!

“I’d been putting up with a sore shoulder for over a year - I couldn’t sleep properly, do any lifting or make sudden movements without being in pain.

I used my cash plan to access a private physio, acupuncture and reflexology. I can’t tell you how glad I was to be pain free on my wedding day!”

Claire Graham
Leeds

Westfield Health “a pleasure to deal with”
Read more...

Westfield Health “a pleasure to deal with”

“I have used Westfield Health for the last 20 years across a variety of physio, chiropractic and other medical issues without any problems whatsoever. They are extremely competent and always a pleasure to deal with.”

Frank Turner
Read more reviews on Trustpilot

Plan documentation

See the full health cash plan guide

Insurance Product Information Document

Frequently asked questions

You are eligible to apply if you are aged 16-65 (i.e. not yet 66), a resident of the UK, Jersey or Isle of Man for a minimum of 6 months each year and are not a professional sports person. (Don’t worry when you reach 66, your cover will continue).

Before we approve a claim for certain benefits, we may ask you for a letter from your GP or consultant to confirm that they have recommended your treatment and it’s not a pre-existing medical condition. Some GPs and medical practitioners may charge for this service and we’re sorry that this isn’t a cost that we can cover.

We aim to process your claims and get your money back to you as soon as we can, and the fastest way to do this for our most popular benefits (optical, dental and therapy treatments) is via My Westfield or the My Westfield mobile app. For more detailed information on how to claim click here.

Every benefit has its own benefit period. The majority of your money back benefit allowances have a one year benefit period. Each benefit period will be activated when you submit your first claim, and will start from the date you paid your practitioner.

You can keep sending in claims for a benefit until you reach your maximum allowance, or your benefit period expires. When your benefit period expires, the full allowance will renew, but your next benefit period will not be activated until you submit your next claim.

We will not cover any pre-existing conditions which you’ve had in the last 12 months, with the exception of optical and dental. This also applies to your dependent children. What is a pre-existing condition?

Yes, absolutely. If you wish to change levels, simply call us and we will make the necessary arrangements (this is subject to the terms and conditions of the plan).

Yes, you have the right to cancel at any time. Your policy also contains a 14-day cooling off period from the date we accept your application. If you change your mind during this time, providing that you have not made or intend to make a claim, we will refund your full premium.