What is a business health cash plan?
A business health cash plan is a flexible benefits policy that allows your employees to claim cash back, up to set limits, on their essential healthcare services and costs, including:
- Routine dental
- Routine optical
- Therapy treatments
- Chiropody
- Specialist Consultation and Diagnostics
- Cancer risk assessment & screening
- Neurodiversity support
- Care advice
- Diagnostic scanning
- Children’s cover on key benefits
Our Evolve Health Cash Plans are designed to offer employee healthcare that looks after your team today and reassures them for tomorrow. To understand a business health cash plan could mean for you, explore more and get your tailored quote in minutes.
How can business health plans work for you?
Over 1m UK workers are covered by a health cash plan. They’re a popular workplace benefit that allows your employees to claim cash back for everyday health expenses.
There are many reasons to make a health plan part of your employee benefits program:
- Helps employees’ salaries go further with money back for eyecare, dental treatment, physio and more
- Encourages people to think more proactively about their health
- Improves employee health by offering access to wellbeing services
- Can work alongside Private Medical Insurance for more comprehensive cover
- Minor ailments were reported as the cause of 30.4% of sickness absence in 2025 – that’s why our DoctorLine service provides 24/7 telephone GP access
What is included in a business health plan?
A corporate cash plan will cover much the same as one that’s available directly to individual consumers.
Some providers will allow you to customise cash plans to cover the things they think will be most valued by your employees. We offer businesses health plans that help you take control of what your team will value. At Westfield Health, we offer a range of health and wellbeing services, up to set limits, including:
- Routine dental
- Routine optical
- Therapy treatments
- Chiropody
- Specialist consultation and diagnostics
- Cancer risk assessment & screening*
- Neurodiversity support*
- Care advice*
- MRI, CT and PET scanning
- 24hr advice and information line
- Structured counselling sessions
- 24hr virtual GP access
- Children’s cover on key benefits
*Available for accounts with more than 50 employees only
How much do business health benefits cost?
The price of any business health plan can vary greatly between providers, the selection of health benefits that you want to include, and the value that is available to claim back.
Westfield Health business health plans start from £5.70 per month per employee, but to get a clear understanding of how much corporate healthcare benefits could cost, our Evolve Cash Plan couldn’t make it easier to get a quote that suits your unique team.
Do employees or the company pay for the cash plan?
Whether the company or your employees pay for their health cover is up to you. Some companies will cover the cost of a cash plan for their employees, whilst others will provide it to them as an employee-paid benefit with access to a lower price from the provider.
Many business health cash plans will include the option for employees to pay to upgrade their cover levels, as well as add their partners and/or dependent children. To learn more about the coverage that Westfield Health could offer, get in touch with our friendly team.
Will business health benefits save money?
One of the biggest benefits of a cash plan for employers is that it can help reduce absence, which costs the UK £18bn a year in lost productivity. You can read more about minimising the cost of employee illness in our discussion of Absence Management with Preventative Healthcare.
Other ways that business health benefits can save money include:
- Sickness leave costs: It is estimated that employers experience an overall cost of £10 billion in Statutory and Occupational Sick Pay.
- Conflict resolution costs: Health plays a significant role in employee wellbeing and overall workplace satisfaction. However, it is reported that the cost of conflict resolution and recruitment due to ill health in the UK is approximately £7 billion per year.
- Minimised cost of recruitment and retention: A 2026 survey of 2,303 UK adults found that 75% of people who left employment due to ill health felt that their employers hadn’t provided suitable wellbeing support for their condition
The cost of health benefits for your employers varies greatly depending on the benefits and limits that you establish for your team. To understand the cost of Evolve for your business, get a free quote here. Or, you can speak to one of our consultants by calling 0345 602 1629 or send an email to [email protected].
How does a business cash plan support your health & wellbeing strategy?
From improving the engagement and productivity of employees at work, to reducing the number of days lost to absence, employee health and wellbeing programmes deliver tangible benefits and a return on investment. In fact, research in 2024 found that organisations with comprehensive wellbeing strategies have found a 25% reduction in all health-related costs.
A health cash plan enables staff to take a proactive approach to their healthcare needs, helping to keep them happy and productive. It works as part of a strategy that evaluates needs in your business, educating groups on how to make positive changes.
For more information on workplace health and wellbeing solutions, you can get in touch and talk to one of our consultants.
How do I get a business health cash plan?
That’s easy! You can start your quote here, or get in touch with one of our health and wellbeing consultants, and they’ll be able to find the right cover for your employees.
* Statistics taken from the 15th edition of the LangBuisson Health Cover UK Market Report.