What is a Health Cash Plan
A health cash plan allows you to claim money back, up to set limits, towards the cost of your essential healthcare, as well as providing access to valuable health and wellbeing services.
You can rest assured that your cover will help with your bills, so it’s a great way to help you budget for your everyday health costs. You can choose from five levels of cover to find a price to suit your budget.
Your dependent children are covered on key benefits at no extra cost, giving you that extra peace of mind. If you and your partner both buy cover, your children will receive double the benefits.
Pay for your treatment
Submit your claim online
Payments processed in 2 working days
What can I claim for?
Claim as soon as your cover starts from £8.58 per month
You can claim cash back, up to set limits, on a wide range of everyday health costs. View our most popular benefits, or see the full list of benefits here.
Optical
Prescription glasses and sunglasses, contact lenses and eye tests
Dental
Check ups, treatments, clean and polish, braces, dentures and more
Therapy Treatments
Physiotherapy, acupuncture, chiropractic, osteopathy and homeopathy
Cover For Your Children
Included on key benefits at no extra cost
Chiropody
Chiropody and podiatry consultations, assessment and treatment
Hospital Benefit
Fixed cash payout for a stay in hospital, per day/night
Health Screening/Assessment
Cash back towards a detailed health assessment
Maternity / Paternity / Adoption
Fixed cash payout per new baby/adoption
Compare and choose from 5 levels of cover
Select cover for yourself or yourself and your partner below. Use the table to compare plan levels and prices. Once you’ve made your choice, press ‘buy now’ to start the application process.
|
Cover level Cover level for you & your partner Price per month |
Level 1 £8.58£17.16 per month |
Level 2 £17.57£35.14 per month |
Level 3 £25.79£51.58 per month |
Level 4 £35.26£70.52 per month |
Level 5 £52.35£104.70 per month |
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| Most popular |
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Cover level Cover level for you & your partner Money back on everyday health and retail discounts |
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|---|---|---|---|---|---|---|---|
|
Cover level Cover level for you & your partner Money back on everyday health and retail discounts |
Level 1 £8.58£17.16 per month |
Level 2 £17.57£35.14 per month |
Level 3 £25.79£51.58 per month |
Level 4 £35.26£70.52 per month |
Level 5 £52.35£104.70 per month |
||
| Optical | 2yr | 100% | |||||
|
Optical For youFor each policyholder |
2yr | 100% | Up to £45 |
Up to £90 |
Up to £145 |
Up to £205 |
Up to £295 |
| Dental | 1yr | 100% | |||||
|
Dental For youFor each policyholder |
1yr | 100% | Up to £45 |
Up to £85 |
Up to £130 |
Up to £175 |
Up to £255 |
| Dental Accident | 1yr | 100% | |||||
|
Dental Accident For youFor each policyholder |
1yr | 100% | Up to £100 |
Up to £185 |
Up to £285 |
Up to £350 |
Up to £500 |
| Chiropody | 1yr | 75% | |||||
|
Chiropody For youFor each policyholder |
1yr | 75% | Up to £35 |
Up to £75 |
Up to £115 |
Up to £155 |
Up to £225 |
| Therapy Treatments | 1yr | 75% | |||||
|
Therapy Treatments For you, Physiotherapy, Acupuncture, Chiropractic, Osteopathy, HomeopathyFor each policyholder, Physiotherapy, Acupuncture, Chiropractic, Osteopathy, Homeopathy |
1yr | 75% | Up to £200 |
Up to £425 |
Up to £625 |
Up to £850 |
Up to £1250 |
| Prescription Charges | 1yr | ||||||
|
Prescription Charges For youFor each policyholder |
1yr | 1 item | 2 items | 3 items | |||
| Surgical Appliance | 1yr | 75% | |||||
|
Surgical Appliance For youFor each policyholder |
1yr | 75% | Up to £55 |
Up to £125 |
Up to £175 |
Up to £230 |
Up to £335 |
| Maternity / Paternity / Adoption | 1yr | ||||||
|
Maternity / Paternity / Adoption For you, per childFor each policyholder, per child |
1yr | £55 | £115 | £195 | £265 | £385 | |
| Health Screening/Assessment | 1yr | 50% | |||||
|
Health Screening/Assessment For youFor each policyholder |
1yr | 50% | Up to £200 |
Up to £300 |
|||
| Gym Discounts | |||||||
|
Gym Discounts For youFor each policyholder |
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| Westfield Rewards | |||||||
|
Westfield Rewards For youFor each policyholder |
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Diagnosis and treatment for body and mind
| DoctorLine | |||||||
|---|---|---|---|---|---|---|---|
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DoctorLine For you, your partner and your dependent childrenFor you, your partner and your dependent children |
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| Specialist Consultation and Diagnostics | 1yr | 75% | |||||
|
Specialist Consultation and Diagnostics Shared between you, your partner and dependent childrenShared between you, your partner and dependent children |
1yr | 75% | Up to £70 |
Up to £135 |
Up to £290 |
Up to £390 |
Up to £575 |
| 24 Hour Advice and Information Line | |||||||
|
24 Hour Advice and Information Line For you, Legal, Debt, speak to a Counsellor and online resourcesFor you, Legal, Debt, speak to a Counsellor and online resources |
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Help if you require hospital treatment
| Hospital Benefit | 1yr | ||||||
|---|---|---|---|---|---|---|---|
|
Hospital Benefit For you, Per day/night up to 14 days/nights per yearFor each policyholder, per day/night up to 14 days/nights per year |
1yr | £13 | £24 | £42 | £61 | £85 | |
| Care After Hospital | 1yr | ||||||
|
Care After Hospital Shared between you and one relative aged 65 or over (your partner or your parent)Shared between each policyholder and one of their relatives aged 65 or over (policyholder's partner or parent) |
1yr | 18 hours | 18 hours | 18 hours | 18 hours | 18 hours | |
| Personal Accident / Accidental Death | |||||||
|
Personal Accident / Accidental Death For youFor each policyholder |
£10,000 | £20,000 | £30,000 | ||||
| Personal Accident / Permanent Disability | |||||||
|
Personal Accident / Permanent Disability For youFor each policyholder |
Up to £10,000 |
Up to £20,000 |
Up to £30,000 |
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Caring for your loved ones
| Telephone Care Advisory Services | |||||||
|---|---|---|---|---|---|---|---|
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Telephone Care Advisory Services For you and your/your partner’s elderly relatives aged 65 or overFor you and your/your partner’s elderly relatives aged 65 or over |
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Cover for your children (included at no extra cost)
| Money back - shared between your dependent children | |||||||
|---|---|---|---|---|---|---|---|
| Optical | 2yr | 100% | |||||
| Optical | 2yr | 100% | Up to £45 |
Up to £90 |
Up to £145 |
Up to £205 |
Up to £295 |
| Dental | 1yr | 100% | |||||
| Dental | 1yr | 100% | Up to £45 |
Up to £85 |
Up to £130 |
Up to £175 |
Up to £255 |
| Dental Accident | 1yr | 100% | |||||
| Dental Accident | 1yr | 100% | Up to £100 |
Up to £185 |
Up to £285 |
Up to £350 |
Up to £500 |
| Help if you require hospital treatment - For each dependent child | |||||||
| Hospital Benefit | 1yr | ||||||
|
Hospital Benefit Per day/night up to 14 days/nights per year |
1yr | £6 | £10 | £18 | £23 | £36 | |
What is and isn’t covered
Join today and claim as soon as your cover starts
What is covered
- Claim money back, up to set limits, towards prescription glasses, eye tests, contact lenses and more
- Claim money back, up to set limits, for dental appointments, treatments and more
- Claim money back, up to set limits, for therapy treatments including physiotherapy, acupuncture, chiropractic, osteopathy and homeopathy
- Claim money back towards GP-referred diagnostic consultations and treatments for you, your children and your partner
- Receive cash payouts for hospital stays, day surgery (NHS or private) and for the arrival of a new baby
- Cover for your children, on key benefits, is included at no extra cost
What is not covered
- Claims for pre-existing conditions which you have had in the last 12 months, with the exception of optical and dental (what is a pre-existing medical condition?)
- Professional sports people aren’t covered
- If you’ve had cover with us in the last 2 years, your previous claims may be taken into account
Download the My Westfield app
Our Good4you cash plan comes with our extensive health and wellbeing services package, My Health:
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DoctorLine
24/7 virtual GP consultation service, with prescription if required
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24/7 Advice & Information Line
Legal, debt and health advice and speak to a counsellor
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Wisdom app
Proactive health and wellbeing content and tools
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Westfield Rewards
Save money with offers from hundreds of leading retailers
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Gym Discounts
Discounts at leading gyms and health clubs nationwide
Want to know more?
Watch our short video to find out more about our health cash plan and how the benefits can help you and your family in your everyday life.
Need more help?
Download our Health Cash Plan documentation using the links below
See the full health cash plan guide
Insurance Product Information Document
Statement of Demands and Needs
Need more help?
For FAQs, help and support
We aim to reply within 24hours
(8:30am – 5:30pm, Mon-Fri except public holidays)
What our customers have to say
Rod calls DoctorLine on holiday
Read more...
Rod calls DoctorLine on holiday
“I used Doctorline when I broke my leg on holiday in Turkey. The doctors were extremely reassuring and helped put my wife and I at ease.
We were also able to claim money back for my hospital stay, which we put towards making our time more comfortable and a wheelchair on my return to the UK.”
Rod Stevens
Sheffield
Cash plan helps Claire on her wedding day!
Read more...
Cash plan helps Claire on her wedding day!
“I’d been putting up with a sore shoulder for over a year - I couldn’t sleep properly, do any lifting or make sudden movements without being in pain.
I used my cash plan to access a private physio, acupuncture and reflexology. I can’t tell you how glad I was to be pain free on my wedding day!”
Claire Graham
Leeds
Counselling service invaluable to Lucy
Read more...
Counselling service invaluable to Lucy
“I couldn’t get appropriate mental health support or physiotherapy through the NHS so used my cash plan to get the diagnosis and treatment I needed.
I accessed the counselling service for support with PTSD and physio to help my back pain and avoid lengthy NHS waiting times. I couldn’t have paid for it without Westfield Health!”
Lucy Hobson
London
Westfield Health “a pleasure to deal with”
Read more...
Westfield Health “a pleasure to deal with”
“I have used Westfield Health for the last 20 years across a variety of physio, chiropractic and other medical issues without any problems whatsoever. They are extremely competent and always a pleasure to deal with.”
Frank Turner
Read more reviews on Trustpilot
Frequently asked questions
You are eligible to apply for the Good4you Health Cash Plan if you are aged 16-65 (i.e. not yet 66), a resident of the UK, Jersey or Isle of Man for a minimum of 6 months each year and are not a professional sports person. (Don’t worry when you reach 66, your cover will continue).
Before we approve a claim for certain benefits, we may ask you for a letter from your GP or consultant to confirm that they have recommended your treatment and it’s not a pre-existing medical condition. Some GPs and medical practitioners may charge for this service and we’re sorry that this isn’t a cost that we can cover.
We aim to process your claims and get your money back to you as soon as we can, and the fastest way to do this for our most popular benefits (optical, dental, chiropody and therapy treatments) is via My Westfield or the My Westfield mobile app. For more detailed information on how to claim click here.
Every benefit has its own benefit period. The majority of your money back benefit allowances have a one year benefit period. Each benefit period will be activated when you submit your first claim, and will start from the date you paid your practitioner.
For Hospital Benefit your benefit period begins on the first day or night that we pay benefit for.
For Maternity/Paternity/Adoption, your benefit period begins on the date of birth or the date the child is placed with you for adoption.
You can keep sending in claims for a benefit until you reach your maximum allowance, or your benefit period expires. When your benefit period expires, the full allowance will renew, but your next benefit period will not be activated until you submit your next claim.
We will not cover any pre-existing conditions which you’ve had in the last 12 months, with the exception of optical and dental. This also applies to your dependent children. What is a pre-existing condition?
Yes, absolutely. The Good4you Health Cash Plan is very flexible. If you wish to change levels, simply call us and we will make the necessary arrangements (this is subject to the terms and conditions of the plan).
